17 - Unlocking First Home Buyer Support in Northern Territory

The Northern Territory offers some of the most generous first home buyer incentives in Australia from full stamp duty exemptions for new builds, to grants worth up to $50,000. But understanding which ones truly support your long-term goals is key.In this episode, Jack Elliott breaks down what’s available as of October 2025, including the House and Land Package Exemption, HomeGrown Territory Grants, the First Home Guarantee Scheme, and the HomeBuild Access shared equity program.You’ll learn who’s eligible, how each incentive works, and how to think strategically about using these programs, so you can make decisions that build long-term flexibility and wealth, not just short-term savings.In this episode:🔑 Full stamp duty exemption for eligible house-and-land packages🔑 $50,000 HomeGrown Territory Grant for new homes🔑 First Home Guarantee Scheme — buy with 5% and pay no LMI🔑 HomeBuild Access program — low-deposit and subsidised loan options🔑 Strategy insights to help you focus on quality and long-term valueTimestamps00:00 – Intro: NT incentives overview00:50 – Stamp duty exemption explained02:20 – Eligibility & key details03:55 – Strategy: long-term thinking05:05 – $50K HomeGrown Grant (new homes)08:05 – Strategy: new vs established09:20 – First Home Guarantee overview10:45 – NT price caps & updates12:10 – HomeBuild Access overview13:35 – Low-deposit & subsidised loan options17:30 – Strategy: shared equity pros & cons18:25 – Wrap up & next stepsUnlock your Free ResourcesNT First Home Buyer ResourceHouse & Land Package Exemption (HLPE)Home Grown Territory Grant - New HomesFirst Home Guarantee Scheme HomeBuild Access Shared Equity Scheme Want to keep the conversation going? 👉 Join the First Home Unlocked Facebook Community 📅 Book a chat with Jack for tailored support 📱Follow Us on social media: Instagram, TikTok, Youtubefirsthomeunlocked.com.au