170. What I Did With My Money During the 2020 & 2022 Market Crashes...And What I'm Doing Now episode artwork

EPISODE · Mar 19, 2026 · 23 MIN

170. What I Did With My Money During the 2020 & 2022 Market Crashes...And What I'm Doing Now

from Latina Investors · host Andrea Ramos

If the headlines are making you want to pull back from investing right now, this episode is for you.The market feels uncertain. There's recession talk, layoffs, inflation, and a lot of noise. And if you grew up in a household where money was scarce, that noise hits different — it goes straight to your nervous system and tells you to protect, hoard, and wait it out. Andrea gets it, because she feels it too. In this episode, she gets real about her own fear response to economic uncertainty, where it comes from, and why she's still investing anyway. She walks you through exactly what she did during the 2020 and 2022 market crashes — including the $1,000 she pulled from her emergency fund and the $10,000 she invested while prices were dropping — and what those experiences taught her about how wealth is actually built.This one is part data, part pep talk, and all the way real.In this episode, you'll learn:✅ Why market downturns can actually work in your favor as a long-term investor — and how to think about them without panicking ✅ How scarcity programming from childhood shapes the way first-gen women respond to recession talk and economic fear ✅ Why blindly following investing advice on social media can leave you stuck when the market gets rocky — and what to do instead. . .Let's stay connected:Website: www.buildinggenwealth.comInstagram: @building.gen.wealthLearn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

If the headlines are making you want to pull back from investing right now, this episode is for you.The market feels uncertain. There's recession talk, layoffs, inflation, and a lot of noise. And if you grew up in a household where money was scarce, that noise hits different — it goes straight to your nervous system and tells you to protect, hoard, and wait it out. Andrea gets it, because she feels it too. In this episode, she gets real about her own fear response to economic uncertainty, where it comes from, and why she's still investing anyway. She walks you through exactly what she did during the 2020 and 2022 market crashes — including the $1,000 she pulled from her emergency fund and the $10,000 she invested while prices were dropping — and what those experiences taught her about how wealth is actually built.This one is part data, part pep talk, and all the way real.In this episode, you'll learn:✅ Why market downturns can actually work in your favor as a long-term investor — and how to think about them without panicking ✅ How scarcity programming from childhood shapes the way first-gen women respond to recession talk and economic fear ✅ Why blindly following investing advice on social media can leave you stuck when the market gets rocky — and what to do instead. . .Let's stay connected:Website: www.buildinggenwealth.comInstagram: @building.gen.wealthLearn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

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170. What I Did With My Money During the 2020 & 2022 Market Crashes...And What I'm Doing Now

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This episode was published on March 19, 2026.

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If the headlines are making you want to pull back from investing right now, this episode is for you.The market feels uncertain. There's recession talk, layoffs, inflation, and a lot of noise. And if you grew up in a household where money was scarce,...

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