#180 Wellth Talks - What's Holding You Back?

In this episode of "Wellth Talks," host Garry Kelly is joined by Pádraic Ó Máille of Smácht and Niall Leyden of Atlantic Wealth Management. The discussion centres on how habits—both good and bad—shape personal and professional success. Drawing on insights from the Pendulum Summit and personal experiences, the guests explore common negative habits like overthinking, procrastination, and lack of presence, and emphasise the importance of self-awareness and small, consistent changes to build a more fulfilling and productive life.   Please visit: GK Media https://www.gkmedia.ie Atlantic Wealth Management https://atlanticwm.ie Pádraic Ó Máille Smácht https://omaille.ie Disclaimer: Niall Leyden is the Founder of Atlantic Wealth Management Limited, a firm that is regulated by the Central Bank of Ireland to advise on and arrange a range of financial products. Please note that Niall’s comments in this podcast are made in a personal capacity and are not recommendations or financial advice and do not form part of Atlantic Wealth Management Limited’s regulated activity.   Podcast Introduction (00:00:00) GK Media and Wellth Talks podcast introduction, host and guest introductions, and setting up the episode’s theme. Personal Habits and Energy (00:01:08) Garry Kelly shares his positive habits, energy boost, and how easily bad habits can return. Normalizing Bad Habits (00:02:04) Discussion on how bad habits become normalized and can hold us back from fulfillment. Pendulum Summit & Amy Maron’s Talk (00:03:06) Niall Leyden recounts attending the Pendulum Summit, Amy Maron’s “13 Things Successful People Don’t Do,” and her impactful question. Survey: Worst Habits (00:04:49) Niall surveys ten people about their worst habits, receiving diverse and honest responses. Habit 1: Worrying Too Much (00:05:30) First response: excessive worry about money, kids, and life. Habit 2: Overthinking (00:05:41) Second response: overthinking, replaying conversations, and decision paralysis. Habit 3: Negative Self-Talk (00:06:02) Third response: harsh self-talk, feelings of inadequacy, and self-criticism. Habit 4: Relationship with Alcohol (00:06:49) Fourth response: struggles with alcohol, its normalization, and its impact on mood and motivation. Generational Alcohol Habits (00:08:54) Discussion on generational differences in alcohol consumption and its effects. Habit 5: Lack of Presence with Family (00:10:10) Fifth response: not being fully present with family due to work and distractions. Habit 6: Procrastination (00:10:48) Sixth response: procrastinating on health, difficult conversations, and financial matters. Habit 7: Not Finishing What’s Started (00:11:44) Seventh response: starting many things but not finishing, especially diets, fitness, and business ideas. Habit 8: Feeling Stuck in a Cycle (00:12:46) Eighth response: feeling like life is a repetitive Ferris wheel of work and routine. Habit 9: Lack of Reflection (00:13:31) Ninth response: never stopping for reflection, journaling, or stillness, leading to repetitive patterns. Habit 10: Uncertainty About Wants (00:14:23) Tenth response: not knowing what one wants anymore, despite outward success. Common Themes in Bad Habits (00:14:47) Reflection on the commonality of drifting, lack of intention, and the importance of awareness. Awareness as Agenda for Change (00:16:12) Recognizing bad habits creates awareness and an agenda for personal or business change. Habits and Identity (00:16:39) Discussion on how habits shape identity, not just outcomes. Applying the Question to Business (00:17:09) Using the “worst habit” question as a tool for business improvement and self-awareness. Taking Action on Habits (00:19:19) Importance of taking action after self-reflection, with examples of positive change. Personal Reflections on Change (00:20:14) Garry Kelly shares personal changes: overcoming procrastination and changing Sunday habits. Surrounding Yourself with Positive People (00:22:32) Emphasising the importance of supportive environments and avoiding negative influences. Key Question: Five-Year Regret (00:23:28) “What habit would you regret not addressing if nothing changed in five years?” as a prompt for action. The 12 Words Story & Prioritising Family (00:24:02) Story of Sahel Bloom realising limited time with parents, leading to life-changing action. Courage and Taking Action (00:26:35) Highlighting courage as the key to breaking bad habits and making meaningful changes. Gratitude, Priorities, and Time (00:27:27) Reflection on gratitude, prioritising relationships, and making the most of limited time. Podcast Closing & Call to Action (00:27:50) Thanking guests and listeners, encouraging sharing and reflection, and promoting future episodes.