186. Why "Can I Afford It?" Is the Wrong Question to Ask Yourself [A Real Money Check-In Story]

You said yes before you even checked. You know you want to go. You know you'll figure it out. But somewhere in the back of your head, there's this low hum of uncertainty that follows you the whole time — and it takes the edge off the fun.A few weeks ago, a friend texted me about a beach trip for the Fourth of July. It was an immediate yes. No hesitation. But before I sent that confirmation text, I asked for a few days to look at the numbers. In this episode, I breaks down exactly what happened when I sat down to do that money check-in, what I found, what I adjusted, and why my husband didn't quite get it at first. I also explains the difference between asking "can we afford this?" and asking "how are we going to cash flow this and still hit our wealth goals?" — because those are two very different questions, and only one of them actually builds wealth.You'll learn:✅ Why "can we afford it" is not the right benchmark if you are serious about building wealth✅ What it actually looks like to cash flow a fun expense without derailing your goals✅ Why a 20 to 30 minute money check-in, asking yourself the right questions, before a big decision can give you total peace for the whole trip✅ How to give every version of yourself — present you, future you, mom you, wealth-building you — a seat at the tableIf you are the person who always figures it out later but never quite feels settled about it, this episode is going to hit home. The goal is not just to afford the trip. The goal is to enjoy it fully, knowing your numbers are already handled.Let's connect:Website: www.buildinggenwealth.comInstagram: @building.gen.wealthLearn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching