2 - The Swiss-US Tax Mistakes Nobody Warns You About with Darlene Hart

Americans in Switzerland think they've escaped the IRS. Swiss nationals with US stocks think estate tax doesn't apply to them. Green card holders think distance equals freedom. In this episode of Tax and the City, Swiss tax specialist Julia Tatje and US expatriate tax expert Darlene Hart dismantle the most costly cross-border tax myths -from FBAR traps hiding in joint credit cards, to Pillar 3a contributions that quietly increase your US tax bill, to estate tax bills landing on Swiss heirs who never set foot in America. Topics covered include US worldwide taxation for Americans and green card holders in Switzerland, Swiss-US tax treaty planning, FBAR reporting, Pillar 3a for US persons, 401(k) and IRA planning across borders, and US estate tax exposure for Swiss nationals investing in US stocks. Julia Tatje is the founder of Taxum AG, a personal tax boutique in Zurich specialising in complex cross-border tax situations. Darlene Hart is a US-qualified tax specialist based in Switzerland with decades of experience in expatriate taxation, treaty planning, and cross-border estate structuring. For informational purposes only. Not legal or tax advice. Consult a qualified professional.