#25 Sam Roberts Part 5: Balance Sheet Resilience & Planning for the Fiat Endgame

In this fifth instalment of the Roberts Series, Dan sits down once again with Sam Roberts (actuary, pension expert, and Bitcoin thinker) from Cartwright Pension Trust. This episode focuses on a concept Sam calls balance sheet resilience: not predicting a single bad scenario, but stress-testing your finances against many possible futures, including the continuation of a 55-year fiat monetary experiment that, by most measures, is becoming increasingly fragile.  Dan and Sam cover:  • What balance sheet resilience actually means, and why most organisations have never properly analysed it • CPI at double digits, the Bank of England moving from 0% to 5%, and UK debt at 100% of GDP • Why the media narrative around inflation is designed to look the wrong way • Dan's Lebanon story, what happens to an economy with no government at all • The £3 trillion UK pensions landscape and the rise of CDC and Tontines • Three essential books: The Fourth Turning, The Big Print, and Principles of Economics • Time preference, why sound money changes how you buy a kettle • How charities are starting to think about Bitcoin for donations and treasury • When stablecoins might be right and when only Bitcoin will do  Part 6 is already planned, and this episode ends with a preview of what's next.21shares Disclaimer - Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Approved by Archax 19/03/2026.Enquire about P1 Investments here - marketing.p1-im.co.uk/bitcoinifa Website - www.thebitcoinifa.comWe always recommend watching ‘What’s the Problem’ by Joe Bryan:https://bit.ly/jbwtpDISCLAIMER: This podcast is for FCA-authorised financial advisers only and is not for retail clients.The views expressed in this content, and all other content on this channel, are those of the individuals speaking and do not constitute financial advice or a recommendation to invest in any product, asset, or strategy — including those discussed in sponsored segments.This content is for educational purposes only.Always do your own research and consider all relevant risks before making any investment decisions.