#267: The Magic Spreadsheet

If you’re anywhere near social media you may have recently seen lots of posts along the lines of, “By age 35 you should have X saved for retirement.” Today we take a look at that advice, and discuss what exactly we need to do to plan for retirement. We talk about the importance of saving at least something, the importance of time in the market, the magic of compounding returns, and Charles’ love of spreadsheets. Mailing List Every month there are more great articles and content about the business of Mac and iOS development than we have time to discuss on the show. If you’d like to receive our monthly newsletter with the best of these links, be sure to sign up for our mailing list at http://releasenotes.tv/mailinglist. Show Notes and Links Home Retirement Money Milestones: This is how your finances should look in your 30s The Magic Spreadsheet – Charles’ spreadsheet discussed in this episode. The Bogleheads’ Guide to Retirement Planning – If you read only one book on saving for retirement, this is the one that Charles recommends. Your (Virtual) Future Self Wants You To Save Up – The virtual reality study that Joe referenced. Sponsor We are sponsored this week by Bitrise. Bitrise provides mobile continuous integration and delivery for your whole team, with dozens of integrations for your favorite services. Learn more about Bitrise on their website at bitrise.io.