37 - Unlocking the 2026 Federal Budget & What it Means for First Home Buyers

The Federal Budget just changed the property market overnight, and the government is calling it a win for first home buyers. If you're a first home buyer, you're probably seeing a lot of headlines and wondering what it actually means for you and your plans.In this episode, Jack Elliott and Chris Bates break down the major budget announcements and what they mean for the property market. We talk through the changes to negative gearing and capital gains tax, how investors are likely to respond, what this means for house prices and competition, and most importantly what it all means for you as a first home buyer.Whether you're actively looking at properties right now, still in the planning stage, or you've recently purchased, this episode covers what you need to know and how to think about moving forward.In this episode: 🔑 The major budget changes to negative gearing and capital gains tax🔑 How investors are likely to respond and what that means for competition🔑 Which types of properties and markets will feel these changes the most🔑 The tools and data you can use to check if an area is investor-heavy🔑 What first home buyers should be doing right now whether actively looking or still planningTimestamps00:00 - What the Federal Budget Means for First Home Buyers04:00 - What Was Actually Announced and Initial Thoughts08:11 - How Investors Will Respond11:31 - What It Means for First Home Buyers14:39 - Tools to Check Investor vs Owner Occupier Markets19:01 - What Happens to House Prices22:03 - Should Active Buyers Wait or Keep Going?24:09 - What Happens to Competition in the Market26:05 - Asset Quality and Property Selection Right Now33:10 - What It Means for the Rental Market38:12 - If You're Planning to Buy in the Future40:36 - The 5% Deposit Scheme and Help to Buy43:09 - If You've Already Purchased43:41 - Interest Rates and What Happens NextFree ResourcesOpen Stats Tool - Property Data Census - Property Data Download Your Federal Budget 20206 ResourceMentioned Episodes: Episode 6 | Unlocking Asset Quality: How to Choose the Right Property as a First Home BuyerEpisode 26 | Unlocking the Federal Government ‘Help to Buy’ Shared Equity SchemeWant to keep the conversation going? 👉 Join the First Home Unlocked Facebook Community📅 Book a chat with Jack for tailored support📱Follow Us on social media: Instagram, TikTok, Youtubefirsthomeunlocked.com.au