EPISODE · Apr 15, 2026 · 33 MIN
5 - I Thought I’d Figure It Out Later - The Real Cost of Waiting to Invest
from Tax and the City · host Julia Tatje
Somewhere between building a career, moving countries, and doing everything right, finances become that thing we deal with later. Later, when we know more. Later, when it feels easier. Later, when we finally have time. But later can be expensive. In this episode, Julia Tatje speaks with Cristina Jaeger, founder of Her Financial Freedom, about the real cost of waiting to invest and why even smart, successful women delay financial decisions. One number stands out: waiting just two years to invest 500 CHF per month can cost you around 50,000 CHF over 20 years. They talk about the emotional side of money, the hidden impact of pension gaps across countries, and what it actually takes to build financial confidence especially for internationally mobile women. Because this isn’t just about money. It’s about clarity, confidence, and starting before you feel ready.
What this episode covers
Somewhere between building a career, moving countries, and doing everything right, finances become that thing we deal with later. Later, when we know more. Later, when it feels easier. Later, when we finally have time. But later can be expensive. In this episode, Julia Tatje speaks with Cristina Jaeger, founder of Her Financial Freedom, about the real cost of waiting to invest and why even smart, successful women delay financial decisions. One number stands out: waiting just two years to invest 500 CHF per month can cost you around 50,000 CHF over 20 years. They talk about the emotional side of money, the hidden impact of pension gaps across countries, and what it actually takes to build financial confidence especially for internationally mobile women. Because this isn’t just about money. It’s about clarity, confidence, and starting before you feel ready.
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5 - I Thought I’d Figure It Out Later - The Real Cost of Waiting to Invest
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