692: If You Think You Know Where Rates Are Headed, You’re Lying to Yourself - Dave Larock episode artwork

EPISODE · Feb 9, 2026 · 32 MIN

692: If You Think You Know Where Rates Are Headed, You’re Lying to Yourself - Dave Larock

from I Love Mortgage Brokering · host I Love Mortgage Brokering

In a time of economic chaos, how can mortgage brokers give clients advice they can actually trust?   Dave Larock returns to break down the uncertainty dominating global markets and what it means for Canadian mortgage clients. If you’ve ever hesitated when a client asks, “Should I go fixed or variable?”, this episode will help you sharpen your answer.    Dave doesn’t claim to know the future, but he does offer a clear-eyed view of what matters most right now.   What We Cover in This Episode: Fixed vs. Variable Today – Why Dave’s seeing most clients choose fixed, and how he frames the decision. Uncertainty Is the Point – What the Bank of Canada’s latest messaging really signals. The U.S. Wildcard – How political instability down south could ripple into Canadian rates. Manulife One Marketing Myths – Why Dave cautions clients about what sounds too good to be true. Better Reading, Faster Thinking – The information sources Dave relies on and how to shortcut your own learning.   We don’t need perfect predictions. We need clear thinking, calm communication, and the discipline to focus on what we can control. That’s how you build trust and a great business in uncertain times.   To connect with Dave, check out the links below: Instagram Facebook LinkedIn https://www.integratedmortgageplanners.com/   Follow me on Instagram: www.instagram.com/scottpeckford/ I Love Mortgage Brokering: www.ilovemortgagebrokering.com Find out more about BRX Mortgage: www.whybrx.com Subscribe to my email list, Peckford's Playbook Join Mortgage Mindset Daily  I Love Mortgage Brokering is in partnership with Ownwell.  To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca/scott.

In a time of economic chaos, how can mortgage brokers give clients advice they can actually trust?   Dave Larock returns to break down the uncertainty dominating global markets and what it means for Canadian mortgage clients. If you’ve ever hesitated when a client asks, “Should I go fixed or variable?”, this episode will help you sharpen your answer.    Dave doesn’t claim to know the future, but he does offer a clear-eyed view of what matters most right now.   What We Cover in This Episode: Fixed vs. Variable Today – Why Dave’s seeing most clients choose fixed, and how he frames the decision. Uncertainty Is the Point – What the Bank of Canada’s latest messaging really signals. The U.S. Wildcard – How political instability down south could ripple into Canadian rates. Manulife One Marketing Myths – Why Dave cautions clients about what sounds too good to be true. Better Reading, Faster Thinking – The information sources Dave relies on and how to shortcut your own learning.   We don’t need perfect predictions. We need clear thinking, calm communication, and the discipline to focus on what we can control. That’s how you build trust and a great business in uncertain times.   To connect with Dave, check out the links below: InstagramFacebookLinkedInhttps://www.integratedmortgageplanners.com/   Follow me on Instagram: www.instagram.com/scottpeckford/ I Love Mortgage Brokering: www.ilovemortgagebrokering.com Find out more about BRX Mortgage: www.whybrx.com Subscribe to my email list, Peckford's PlaybookJoin Mortgage Mindset Daily  I Love Mortgage Brokering is in partnership with Ownwell.  To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca/scott.

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692: If You Think You Know Where Rates Are Headed, You’re Lying to Yourself - Dave Larock

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This episode was published on February 9, 2026.

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In a time of economic chaos, how can mortgage brokers give clients advice they can actually trust?   Dave Larock returns to break down the uncertainty dominating global markets and what it means for Canadian mortgage clients. If you’ve ever...

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