Americans May Be Claiming Social Security Too Early episode artwork

EPISODE · Jan 19, 2026 · 22 MIN

Americans May Be Claiming Social Security Too Early

from Retirement Starts Today

"Just 10% plan to wait until age 70" to claim Social Security in retirement — and it's not because of a knowledge problem.  We discuss this from a new survey that suggests most Americans may be claiming Social Security earlier than is financially optimal because fear is driving the decision. They understand the math—but they're still claiming early. We also answer a listener 2-part question about where to park short-term cash in inflationary times and to actually buy Treasuries. And we wrap up the segment to bring you our newest segment from you, the audience: "Retire to Something". If you'd like to share your story about what you are retiring "to", simply look for the link in the new "This Week in Retirement Newsletter" and fill out the super-quick form.  Connect with Benjamin Brandt Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

Episode metadata supplied by the publisher feed · Published Jan 19, 2026

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Americans May Be Claiming Social Security Too Early

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This episode was published on January 19, 2026.

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