Battling Credit Card Debt

Credit cards can be helpful tools — but they can also become one of the most expensive forms of debt if you’re not careful. With average interest rates now over 20%, carrying a balance can cost you more than you realize.In this episode, we explore the pitfalls of credit card debt and how to avoid them, tips to lower your balances and interest rates, and simple habits for responsible credit use. Whether you’re working to pay down debt or trying to use credit more wisely, this episode gives you the tools to get back in control.Listen now and start building healthier credit habits today.---Want to learn more? Visit RealSecretsOfMoney.com to explore all episodes, access additional resources or schedule a full financial literacy class with a certified financial educator — available virtually or in person. Take the next step toward financial confidence today!