Beat 90% of Fund Managers with This 33-33-33 Portfolio Strategy | Ft. Kirtan Shah | KwK #182

In this episode of Konversation with Kushal, I sit down with Kirtan A. Shah, a wealth management expert who manages ₹2500 crores and has achieved an incredible 19.26% CAGR over 13 years. Kirtan shares his remarkable journey from earning ₹7000 as a telecaller to investing ₹6000 monthly in SIPs, eventually scaling to ₹13.5 lakhs per month. He breaks down the complex world of macro economics into one simple data point - inflation - and explains how it predicts the movement of every asset class from equities to gold to fixed income.What makes this conversation truly valuable is Kirtan's contrarian views and proven track record. He's the only person in India who predicted the Franklin Templeton crisis and helped clients exit before the crash. We dive deep into why he believes gold will correct, why FDs are actually risky, why F&O is a road to bankruptcy, and his winning 33-33-33 portfolio strategy across large, mid, and small caps. Kirtan also shares his biggest investment mistakes, including losing everything in Kingfisher, and explains why focusing on increasing your investable surplus is more important than chasing higher returns.