Building Financial Clarity: Education, Culture, and the Long Game with Elizaveta Shafir

from First Gen 101 · host Miguel Sanchez Robles

Send us Fan MailIn this episode of the First Gen 101 podcast, Elizaveta Shafir, founder of Intentional Money, shares how becoming financially independent at 20 pushed her from month-to-month budgeting into long-term planning. She discusses moving from Russia to the U.S. at 27 and learning a new financial system, including how to navigate credit history, 401(k)s, retirement planning, and investing. Elizaveta explains how her interest in personal finance led her to launch Intentional Money. She breaks down education as an investment—degree, knowledge, brand, and network.00:00 Welcome and Guest Intro00:49 Money Independence at 2002:38 First Paycheck and Russia Roots03:55 Immigrating and US Money Culture07:29 Launching Intentional Money10:24 Education as ROI Decision17:10 Why MIT Was the Accelerator21:00 Networking for First Gen Pros23:52 Work Life Balance and Saying No29:24 Consistency and Closing Thoughts🔔 Subscribe to this podcast and follow us on:📱 Facebook: First Gen 101📸 Instagram: @firstgen101podcast🎵 TikTok: @firstgen101🌐 Website: podcast.firstgen101.com🎤 Do you want to be a podcast guest or know someone with an inspiring story who should be on the podcast?📧 Send an email to [email protected]🙏 Thank you for listening! Please leave a ⭐️ rating and review!

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This episode is 31 minutes long.

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This episode was published on May 1, 2026.

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