Buyer’s Market in Florida? What’s Actually Happening Right Now?

from The Brutally Honest Loan Officers · host Stephen Brock and Derick Brown

Is Florida finally becoming a buyer’s market? After years of extreme seller control, the Central Florida housing market is shifting — and buyers are starting to regain leverage. In this episode of The Brutally Honest Loan Officers Podcast, we break down what’s actually happening in the 2026 housing market and whether buyers finally have the advantage. Here’s what we’re seeing right now: 📊 Rising Inventory Central Florida now has over 13,000 active listings — a major shift from the low-inventory frenzy of 2020–2023. ⏳ Homes Sitting Longer Days on market are the longest they’ve been since around 2016 — giving buyers time to think and compare. 💰 Negotiation Power is Back Buyers are negotiating again: Price reductions Seller-paid closing costs Rate buydowns Repair credits Contingencies 📉 Home Prices Adjusting We’re seeing moderate price corrections (3–5%) in some areas — not a crash, but a normalization. 📉 Sales Volume Slowing Fewer homes are selling, which means sellers are becoming more flexible. So… is this a true buyer’s market? Not exactly — but it’s the most buyer-friendly environment we’ve seen in years. If you’ve been waiting for a chance to negotiate and avoid bidding wars, this might be your window.

What this episode covers

Is Florida finally becoming a buyer’s market? After years of extreme seller control, the Central Florida housing market is shifting — and buyers are starting to regain leverage. In this episode of The Brutally Honest Loan Officers Podcast, we break down what’s actually happening in the 2026 housing market and whether buyers finally have the advantage. Here’s what we’re seeing right now: 📊 Rising InventoryCentral Florida now has over 13,000 active listings — a major shift from the low-inventory frenzy of 2020–2023. ⏳ Homes Sitting LongerDays on market are the longest they’ve been since around 2016 — giving buyers time to think and compare. 💰 Negotiation Power is BackBuyers are negotiating again: Price reductions Seller-paid closing costs Rate buydowns Repair credits Contingencies 📉 Home Prices AdjustingWe’re seeing moderate price corrections (3–5%) in some areas — not a crash, but a normalization. 📉 Sales Volume SlowingFewer homes are selling, which means sellers are becoming more flexible. So… is this a true buyer’s market? Not exactly — but it’s the most buyer-friendly environment we’ve seen in years. If you’ve been waiting for a chance to negotiate and avoid bidding wars, this might be your window.