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Buying a Home in 2025: Is The Dream Still Alive?

EPISODE · Sep 3, 2025 · 40 MIN

Buying a Home in 2025: Is The Dream Still Alive?

from Keep The Change · host Octopus Money

Buying a home has never felt harder: high interest rates, confusing mortgage jargon, and rising costs are pushing first-time buyers to the brink. But is it still possible?In this episode, Tom is joined by Octopus Money Mortgage Adviser Ramneet Bains to unpack the reality of buying in 2025. They explore what most people get wrong about mortgages, how much you really need to save, and why fixed vs variable rates are about more than just interest. Ramneet also shares his take on renting vs buying, whether it ever makes sense to invest your deposit, and what he’d change if he were Prime Minister for a day.Send us Fan Mail

What this episode covers

Buying a home has never felt harder: high interest rates, confusing mortgage jargon, and rising costs are pushing first-time buyers to the brink. But is it still possible? In this episode, Tom is joined by Octopus Money Mortgage Adviser Ramneet Bains to unpack the reality of buying in 2025. They explore what most people get wrong about mortgages, how much you really need to save, and why fixed vs variable rates are about more than just interest. Ramneet also shares his take on renting vs buyi...

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Buying a Home in 2025: Is The Dream Still Alive?

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This episode is 40 minutes long.

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This episode was published on September 3, 2025.

What is this episode about?

Buying a home has never felt harder: high interest rates, confusing mortgage jargon, and rising costs are pushing first-time buyers to the brink. But is it still possible?In this episode, Tom is joined by Octopus Money Mortgage Adviser Ramneet Bains...

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