City Girl Savings with Raya Reaves

Today’s guest Raya Reaves launched City Girl Savings in 2015 as a resource for women of all walks of life to learn about personal finance and money management.  Today she’ll give us some tips about budgeting for your family, without getting overwhelmed.Very simply, start by tracking your spending.  List your income, subtract your bills, then average the other expenses like groceries that don’t have a fixed due date.  Is your income doing what it’s supposed to do? Are there expenses that you can cut down or a way to make more money so you can afford everything?  Raya’s top 3 things that everyone needs in their budgeting:Include fun spending!Have a plan for the unexpected. Something will always come up.Track your spending - that’s the only way you’ll know.Take a look at what your values are and set financial goals that help you get to that place or align with the values you have.Connect with Raya more on Instagram: https://www.instagram.com/citygirlsavings/Download Reya’s Free Money Moves Packet here: https://budgets.citygirlsavings.com/cgs-money-moves-packet/If you're a parent and you're looking for some new ideas and strategies, join our community on Facebook @theplanningparent.Free printables are available at theplanningparent.com and you can follow us on Instagram.Remember - take a deep breath. You do matter. You're doing a great job.Music credit: Sky Running by Tanager KidA Podcast Launch Bestie production