Debt-to-Income & Credit Scores

Wondering what lenders are actually looking at when you apply for a loan? In this episode of the Real Secrets of Money Podcast, we break down the two key numbers that determine your borrowing power: your debt-to-income ratio (DTI) and your credit score.Learn how to calculate your DTI, what makes up a credit score, and what you can do right now to improve your standing — even while you’re still paying down debt.---Want to learn more? Visit RealSecretsOfMoney.com to explore all episodes, access additional resources or schedule a full financial literacy class with a certified financial educator — available virtually or in person. Take the next step toward financial confidence today!