💸DeFi Lending & Borrowing revolution with with Joe Flanigan | Ep. #90 episode artwork

EPISODE · Apr 24, 2025 · 1H 3M

💸DeFi Lending & Borrowing revolution with with Joe Flanigan | Ep. #90

from Holistic Investment w Constantin Kogan · host Constantin Kogan

Join me as I sit down with Joe Flanigan - Co-Founder at Maple Finance and Syrup Pool. The discussion covers Maple Finance's innovative approach using institutional debt issuance and enhance transparency in financial markets. Joe explains the process of originating and tokenizing debt onchain, providing insights into the borrowers and the underwriting process. We talk about traditional backgrounds of the team members and their is dedication to building the digital asset lending markets of the future. More efficient and secure. Follow Joe Flanigan: 🔗 LinkedIn: /   / joe-flanagan   🔗Twitter/X: https://x.com/joe_defi Listen to the full podcast here! 🎧 https://anchor.fm/constantinkogan ✉️ For any business inquiries, email me here: [email protected] Subscribe to my channel 🔗 / @constantinkogan Follow me on socials: 🌐 Website: https://ckogan.com📲 Telegram: https://t.me/constantinkogan 📸 Instagram: / constkogan 🐦 Twitter: / constkogan 🎙️ Podcast: https://anchor.fm/constantinkogan Timestamps:00:16 Intro – Holistic Investments & Maple Finance01:30 - Joe's journey to Web3 & how they met launching securitization and structured debt03:00 - How it all started and proof of concept 05:18 - Comparing to traditional lending protocols 07:17 - What institutions require to issue debt 09:22 - Defining credit risk 12:07 - Underwriting process 14:43 - Off-chain data evaluation 16:10 - Is there a standardized credit scoring model? 17:28 - Debt to equity ratio, cashflow analysis, balance sheet 20:33 - What type of borrowers does Maple have 22:22 - Actual vs average Yield 24:12 - Forms of collateral taken 26:52 - Is there a way to lose collateral? 28:41 - Concentration risk 31:42 - Loan convenance 33:52 - Plan B scenario 35:33 - Monitoring practices 38:26 - Liquidation practices 43:28 - Only 1 partial liquidation happened 44:55 - DeFi Credit risk management vs Traditional 47:40 - DeFi lending market cap 52:31 - Stablecoin legislation 54:02 - Circle going Public vs Tether systemic risk 1:00:02 - Meaning of life for Joe Drop your thoughts in the comments! What’s the future of crypto lending? Let’s talk Web3! #Crypto #Web3 #Blockchain #TrustWallet #Joe Flanigan #Bitcoin #DeFi #CryptoWallet #Tokenomics #Binance #CryptoSecurity #Web3Future #DecentralizedFinance #CryptoPodcast #TechTrends #defi #CryptoCommunity #WalletLife #Web3Revolution #CryptoInvesting #maplefinance #syrup #syrupool #decentralizedfinance #lending #defilending #borrowing #defiborrowing

Join me as I sit down with Joe Flanigan - Co-Founder at Maple Finance and Syrup Pool. The discussion covers Maple Finance's innovative approach using institutional debt issuance and enhance transparency in financial markets. Joe explains the process of originating and tokenizing debt onchain, providing insights into the borrowers and the underwriting process. We talk about traditional backgrounds of the team members and their is dedication to building the digital asset lending markets of the future. More efficient and secure. Follow Joe Flanigan: 🔗 LinkedIn: /   / joe-flanagan   🔗Twitter/X: https://x.com/joe_defi Listen to the full podcast here! 🎧 https://anchor.fm/constantinkogan ✉️ For any business inquiries, email me here: [email protected] Subscribe to my channel 🔗 / @constantinkogan Follow me on socials: 🌐 Website: https://ckogan.com📲 Telegram: https://t.me/constantinkogan 📸 Instagram: / constkogan 🐦 Twitter: / constkogan 🎙️ Podcast: https://anchor.fm/constantinkogan Timestamps:00:16 Intro – Holistic Investments & Maple Finance01:30 - Joe's journey to Web3 & how they met launching securitization and structured debt03:00 - How it all started and proof of concept 05:18 - Comparing to traditional lending protocols 07:17 - What institutions require to issue debt 09:22 - Defining credit risk 12:07 - Underwriting process 14:43 - Off-chain data evaluation 16:10 - Is there a standardized credit scoring model? 17:28 - Debt to equity ratio, cashflow analysis, balance sheet 20:33 - What type of borrowers does Maple have 22:22 - Actual vs average Yield 24:12 - Forms of collateral taken 26:52 - Is there a way to lose collateral? 28:41 - Concentration risk 31:42 - Loan convenance 33:52 - Plan B scenario 35:33 - Monitoring practices 38:26 - Liquidation practices 43:28 - Only 1 partial liquidation happened 44:55 - DeFi Credit risk management vs Traditional 47:40 - DeFi lending market cap 52:31 - Stablecoin legislation 54:02 - Circle going Public vs Tether systemic risk 1:00:02 - Meaning of life for Joe Drop your thoughts in the comments! What’s the future of crypto lending? Let’s talk Web3! #Crypto #Web3 #Blockchain #TrustWallet #Joe Flanigan #Bitcoin #DeFi #CryptoWallet #Tokenomics #Binance #CryptoSecurity #Web3Future #DecentralizedFinance #CryptoPodcast #TechTrends #defi #CryptoCommunity #WalletLife #Web3Revolution #CryptoInvesting #maplefinance #syrup #syrupool #decentralizedfinance #lending #defilending #borrowing #defiborrowing

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💸DeFi Lending & Borrowing revolution with with Joe Flanigan | Ep. #90

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How long is this episode of Holistic Investment w Constantin Kogan?

This episode is 1 hour and 3 minutes long.

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This episode was published on April 24, 2025.

What is this episode about?

Join me as I sit down with Joe Flanigan - Co-Founder at Maple Finance and Syrup Pool. The discussion covers Maple Finance's innovative approach using institutional debt issuance and enhance transparency in financial markets. Joe explains the process...

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