EPISODE · Aug 4, 2023 · 27 MIN
第五十五期：存量房貸利率應降盡降
from 智本社 · host 清和
今年中國市場利率走低，但存量房貸利率並未下降。新舊房貸利差擴大，刺激居民提前還貸、置換債務。同時利率年性造成負債粘性，壓抑了家庭消費支出。銀行應及時降存量房貸利率，改善居民資產負債表。
What this episode covers
今年中國市場利率走低，但存量房貸利率並未下降。新舊房貸利差擴大，刺激居民提前還貸、置換債務。同時利率年性造成負債粘性，壓抑了家庭消費支出。銀行應及時降存量房貸利率，改善居民資產負債表。
NOW PLAYING
第五十五期：存量房貸利率應降盡降
0:00
27:32
1×
No transcript for this episode yet
Similar Episodes
No similar episodes found.
Similar Podcasts
No similar podcasts found.
Frequently Asked Questions
How long is this episode of 智本社?
This episode is 27 minutes long.
When was this 智本社 episode published?
This episode was published on August 4, 2023.
What is this episode about?
今年中國市場利率走低，但存量房貸利率並未下降。新舊房貸利差擴大，刺激居民提前還貸、置換債務。同時利率年性造成負債粘性，壓抑了家庭消費支出。銀行應及時降存量房貸利率，改善居民資產負債表。
Can I download this 智本社 episode?
Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
URL copied to clipboard!