Guys people once a day show we have the original co-host of inspire guys people my friend my brother LaVille Niel He's coming on today to be interview We didn't know it's gonna be an interview It really just started off as a normal phone call like LaVille typically has but we ended up interviewing him about how he was in $50,000 of debt and he became debt-free. Yeah, we gonna Joy that but before that I'm gonna talk about gifts versus calling and you're gonna sit back relaxing enjoy the inspiration I'm crazy. How do we get here? I can't believe y'all let me have a show Let me admire you he gave you vision and purpose but you struggle to dream because the seed of a song was existing your genes But was in them was denim.
I guess we're in them. It's in them There's a different perspective that I'm trying to present them. It ain't always piece when you see the piece I it'll make you a Levi cuz you right Levi's what's up people? I am your host J Will And I would like to welcome you to inspire guys people where we balance faith and business to guide you to your purpose Come on in come on in take a seat, you know I'm saying make yourself at home I'm happy to be here kicking it with you today if you are a first-time listener I appreciate you so much and I advise you after you listen to this episode if you enjoy it That is first of all if you own Apple podcast or iTunes whatever, you know click like like it give it a rating give us five stars Please not phone not three not two I'm joking give us however many stars you think we deserve and if you are a nice person rate the show Yeah, also look at the description of today's show like when you're wherever you're looking at scroll through it It's links is email addresses and ways to contact me on Instagram and all that the email is germane Wilson music at gmail.com I do respond myself So sometimes that takes three days four days or a week But I will respond and I appreciate any feedback from today's show All right now that we got out the way man um wanna you know first of all I got LaVille coming on today So I'm real hype about having LaVille on he hasn't been on it maybe a month or two So it's always cool to get kind of like you know LaVille is kind of like the original co-host you know I'm saying Of inspired guys people so it's always a good time when he jumps on and today he's gonna you know share about how he got out of Deadman, so I'm really really excited.
We actually talked and did this interview about two days ago So you know it already happened. So I already know everything has been said. Oh wow. This is behind the scenes Look at you getting some behind the scenes stuff Yeah, you know we did that three two days ago I think and um, you know we're actually gonna I think I'm gonna break it up into two episodes because it was about our 15 minute conversation and you know I'm saying so check out you know the first one and then maybe in like two days So I think the show drops on Wednesday maybe by Friday.
It's even gonna be Friday or Sunday I'm back and forth, you know, hit me up and let me know how soon you want it, you know what I'm saying But we don't get the second half of the show out and you're gonna enjoy it because Lavelle loves telling his business And he has really just an amazing testimony as it relates to finances. So Before we jump into that I do want to talk about something real quick I got a question for you. All right, let's let me just ask it as a question You know, if you were my friend, you know imagine we're friends because we are family This is God's people, you know we're brothers and sisters in Christ. I got a question for you Would you prefer a gift from me or a call?
You got to think about that. We live in the world. Let's be real Like nobody really look forward to a call that much, you know, but everybody liked it. Let me tell you something Everybody don't necessarily invite you over to house for dinner Everybody don't necessarily invite you over, you know, just the chill or play games But you know what everybody else invites you to a house woman a baby shower like people like getting gifts I noticed that about people all the time It'd be people that never invited me to nothing a day in a life and it'd be like oh house woman got you got you got you You want this toast around about to get you?
That's not I'm joking. I ain't gonna get you no toaster because I'm not bad, you know Anyway, all right, let's keep it going. I love y'all What are we talking about a gift versus a call? All right, this was the point I was making everybody loves a gift but not many people enjoy a call and let me try to like Branch off and relate that to our lives spiritually and our faith, right?
We have gifts and we have calls on our life. So a gift is like oh I could sing, you know, I can dance and You know, I can play the piano, you know, I'm artistic There's a lot of a lot of gifts exist in this world some people are gifted speakers There's so many ways to be gifted what I realized I was chilling and sitting back the other day And you know, I'm always thinking and I was like man We love gifts in today's society like you're not gonna find too many people that don't love a gift We worship singers we worship dancers rappers like people who are gifted like we envy and aspire to be that like we want that We cut it that I'm like why you know I'm saying cuz gifts are so cool. It's like it's fun It's like and you get people these days that worship their gifts to the point where We're living our lives based on our gifts, but ignoring our call. All right, you need an example and Thankfully example man is here to the rescue.
All right. Let's think about the Bible Let's think about the word of God because the Bible is cool. That's we we rock with the Bible here So think about David, okay David is such an interesting guy and his stories are really amazing in the word of God, you know David Could play the heart people's a musician you give what I'm saying. So let's just let's just stick with that He played the heart.
Um, he was gifted at that. He was also a gifted warrior. He was an elite warrior Like he was elite as a warrior. So He's gifted in these areas But yet why didn't God call him to be a singer or a musician or like this star like American Idol?
You know I'm saying Why wasn't he the idol? Like he brew idol like why wasn't David and I don't like why why isn't the whole Bible about his story and his journey Through music and how he made it to be a star, right? That's the world we live in today We live in a world where we're so inundated with social media and entertainment that we want our gifts to be our car Now your gifts are important. David gifts a music literally literally dealing with saw evil spirits with flea when David played the heart You like you you like that's annoying it.
You know what I'm saying? But here's the thing even though he was gifted as a musician his entire life wasn't based around that because he was called to be a king I need you to think about this gifted as a musician gifted as a warrior but called to be a king Here's what I'm trying to tell somebody man out there And I know this is tough I know this from personal experience that this is tough because when you have gifts and talents you want them to be like Yeah, I want to be a rapper like I want yeah my joint my album going like and it's like ah We got to learn how to have a gift without worshiping it or elevating it to the level of calling It's a difference. You might be a gifted singer and God might want and be calling you to preach the word Not that might look you know that might look different in different ways God when he calls you the minister I like to think a real-life ministry I think sometimes when we think about ministry we like to think about church in the building ministry And that's like the only way that we envision God sometimes But God is calling his people to do like Jonah to go into Nineveh like God don't I just gonna be tough because I know I say stuff sometimes and it's not like I'm tough on us church people Right, um, you know because I'm a church person I think sometimes it may come off like that But that's not my intention But I am trying to hold the church accountable to be better and to do better and here's my point I'll see churches sometimes year after year have the same programs we copy and paste them from church to church You know, it's a pastor's anniversary Pastor's birthday and appreciation for this a prophetic conference And I'm like there are times that I'm sitting in the church service and I'm thinking Yo, look around It's just a bunch of church people like we the same people that was here last time last year for the prophet Don't I hope anybody having a prophetic conference right now. I'm gonna get offended like that's that I say stuff So I might have seen a flyer on instagram son.
I promise like it's not it's not directed at anybody Don't feel like it's you. I don't do this up talking sub tweeting like indirect thing It's just that sometimes the examples might hit home, you know saying like I might have seen something and it just happened to hit You know, you got think it's thousands of people that listen to the show like you just one person So it you know, it's not personal. I never bring personal things to the show like that What's my point? My point is that there are times that I'm looking at church events and situations like just a bunch of church people here And if it ain't nothing but church people ain't nobody getting saved because we already saved There are times that God has called us to go out and to minister to people or such as be an example or a light You don't even always like see ministry ain't always just in people face just I like a hounder, uh minister.
Hey, my dog. I'm a minister. Hey, I'ma get you That's how sometimes we envision God like and we position ourselves that way like where we got to overdo it and overcompensate When you're authentic and genuine, you don't have to overcompensate These are the things that we learn in life through experience through trusting God in prayer Sometimes like God might have just called you to water or plant the seed like you don't have to do everything you're not God But my advice to you is to understand the difference between your gifts and your cause We all want gifts. We all want to be the next big thing the next american idol the next this and that that's a gift God might have gifted you with something and not called you to it So you might be a gifted singer look and this is where this comes from directly You know you see tv shows like american idol or the voice or all these singing competitions and i've said this before This is nothing new it blows me away.
Everybody got that sob story. I always want to be a singer g Yes, I can I can do it. It's like yo, it's like yeah, man. You know, you know, just all my life It's been it's been my dream.
It's like bruh, but i'm gonna tell you something I'm not trying i'm not a dream killer. That's not the point here But what I am trying to tell you is Are you going after what God called you to or just what he made you good at? And being good at something don't mean you should do it like it I know that's tough because in the world we live in today We think that we think our whole existence is just based around what we good at But what God has called you to sometimes is so much deeper And it actually holds you accountable and challenges you and brings out the substance Like in the situation of jona when God told him to go to Nineveh That was what he was called to go and speak to guys people But he didn't want to do what he was called to do and so God had to humble him to bring more out of him I know what it feels like i've been there it happens to the best of us The point i'm making at the end of the day is Take a step back I'm not trying to discourage you if you have gifts But i'm i'm asking you to understand your call And don't elevate the gift without understanding the call because what happens is this we get gifted people Who are truly gifted remember the gifts come without repentance So you don't have to be saved to have a gift you don't have to be pleasing God to use your gift And when you ever excuse me I can get it out I can and when you I can get it out when you elevate your gift above your call Then it's like an imbalance because we have all these gifted people on stages in church like leading leaders preaching Gifted there are gifted preachers that ain't living right at all ain't trying to live right don't want to live right I'm not some of my people who made a mistake or you know, we all have challenges I'm some of you ain't even trying to live right like but you're a gifted pea preacher I can talk so people keep booking you to do what you gifted to do We book gifted people and that's why sometimes everything gets out of sort and out of order because we are not Actually assigning people based on their car. All right.
You heard enough of me talking I think it's about time to bring my homie levail to the show and uh, let's interview this guy About how he was in debt like a mug. Oh man, hold on My man told me how much he was in debt. I was looking at him like bruh I don't even know how you just drove to the corner. So you ain't got no money no money No money no money.
No. All right. Let me stop levail. Um, I guess we can insert some music right here We gotta insert music right here.
It's a segment. It's a podcast. Thank you so much for listening if you are first time listener I'm not this crazy all the time, but I am this crazy most of the time but in between all of that you're gonna get some good substance and Hopefully you enjoy it email me germanywilsemusic at gmail.com. Let's get into it.
Thank you So Greetings and salutations in the name of the lord jesus Christ. I'm sorry. I got the wrong number Uh strong words right there brother. Uh, hey, I know you are you saved it is that you guys say About almost persuaded me.
Hmm. Okay. Well, I guess I went up so this being 137 is just another opportunity to try to Uh preach jesus to the villain and give him say You know, but the number one 37 represent what No, that's how I know you lying right there Anytime 137 is even in the Bible is the book of Psalms. So Yeah, yeah, yeah, I got a word at me It's been a man.
How you feeling man? You know, it's been a while since the people talked to you So I figured you know, we don't got to jump right into topics or whatever we could at least see, you know, how you doing and what you've been up to I saw you Um, I saw you in the news the other day or something I actually I got a chance to glance at it, but I was uh working and I had Darius event I was a busy week. So um yesterday we went to see the point. So it was just crazy.
Yeah, so I haven't watched it yet I'm playing on watching it today. So but can you kind of tell the people like why was I looking and seeing Laville on the news or What was the story that people were doing on you or what's going on man? I didn't know nothing about it. You know, I had to find out on Facebook Uh first of all my bad I was confused with the date it was supposed to air we recorded it a couple of weeks ago and they they didn't know the exact date and then they actually I think they aired it Earlier than the time they told me because I had people messaging me saying I didn't know So yeah, but um, yes, I'm sorry I think I talked about this on your show before that uh, you know, I was pretty young and I got my first pretty car And how was the teenager and they sent it like three weeks before christmas and you know that year man about everybody gives I was Santa Claus I was swiping like a ninja So, you know, and of course that's that's you know, that's strategic on their part Can you um, no finish what you saying finish what you saying?
I actually follow question. Go ahead. I'm sorry No No, no, no, because people gonna get mad at me if if you if you because you get in a flow, you know, I'm saying I listen back to my Show to it. So I'm trying to get better.
I feel like I've gotten better over the last, you know, six or seven months like when somebody's telling the story like So you gotta let yourself go in and unpack it. I just get excited because you talk about something being strategic for them But yeah, let's finish the story that was strategic on their part. They caught you when you were young you were Santa Claus I'll let you finish this already and I'll come with some follow up questions because this I think this is um I have no idea what we're gonna talk about today, but to me this is this is interesting. I'm hearing something here.
So so go ahead But I got into a lot of credit card that you know started start. That was where it started And I didn't understand what a PR as well as the other percent of the annual percentage rate I didn't understand what that meant, you know at the time. Um, I don't know what high interest rate was but we not didn't understand any of that Um, and so I've been a fan of my mother tried to talk to me, but I was 19 I'm trying to hear that I now have access Through a plastic card in my pocket Two thousands of dollars And I'm 19 years old so whenever she was talking all of her was the Charlie Brown uh, grown-up voice the one one one that's all her So I didn't want to do what I want to do So, um Maybe I was first right I had to I kept offering the amount you know the um The balance yeah, so I kept on it because I kept hitting it, you know, so I think my first I think the first thing again was a thousand dollars I spent a thousand dollars before christmas it was like within a week that was spent so I hope this is you can do Two thousand And then it just kept going up from there and uh, this is this is very embarrassing, but you already know me I'm gonna say it right it's been on the news now. So we met that's why I'm I'll just go dig all the way in now because you talk about it on tv.
So at least this is just audio So people can't see the egg on my face exactly now this is gonna help somebody though in all seriousness Um, it might be embarrassing, but I don't I don't want to joke In miss the point I don't want people to you know, I guess silly sometimes especially when I get to just cracking jokes But um, I think I think this is gonna bless somebody and so that's why I'm digging into it as well Um as the fact that again, you did seriously talk about it on the news so it is public information now So you were about to jump into um, I think you know how much that you were in or where you're limited up. So so let's All right, so I agree with you. I do believe it's gonna help somebody which is why even though it's embarrassing to me Some stupid mistakes when I did I made I do believe that that you know, we give it So that one car ended up getting up to almost thirty thousand dollars One car Now by this time, you know, the other credit companies are saying how much I'm spending they send any cars left and right So by this time I have four other cars And each one of them my limit was close to five thousand each so we talking 50 thousand dollars in credit card debt Wow, but I mean now but get this With nothing to show for I didn't buy house I didn't buy car You know, it was like there was nothing to show for this was going out to eat with my friends New balling pants everybody going to the movies No, you don't say like you know, maybe if you get a close to stuff like that. Yeah, but when I say nothing to show for I mean You talking fifty thousand dollars.
I don't have thousand dollars worth of clothes So that you know, that was a lot of all of them. So I didn't know I was gonna get that you got to the point where it just was Such money. You're like Well, can I can I put this off? All right, so this I want to do like let's let's unpack this in two sections, right?
So this first section is kind of exploring the debt itself because I don't I don't want to I know We want to talk about how you got out of the debt So if it's cool with you, I want to unpack and ask some follow-up questions and have some follow-up dialogue around what you shared so far Which is this first part of just like being in the debt and the debt itself and how it came to be is that cool? Absolutely. All right, so first things first You know, you mentioned that it was strategic That they you know, even targeted, you know, I don't know if that's too strong of a word But we could say through marketing target, you know marketing is targeting as well. So like, you know, you're a target marketing marketing.
That's You know comment time just in case that sounds a little too strong for people But why do you think you were amongst a group of people that was targeted to even have access to this debt? You mentioned it was strategic. What did you mean by that? Yeah, so the way I believe that the credit card companies target people is you know, they want they want you to spend as much money as you can That's the primary thing because that's that's how they make their money You know, if nobody is using their credit cards and they're not they're not making money.
They make their money off of interest So you don't have some people who have car, you know, credit cards Everybody buy a large purchase, maybe something's $500 and then immediately pay it off If you don't do that, so I bought something that's plus $500, right? So I don't do it off now the next month. I have $500 plus whatever my annual percentage rate is on here Am I? I was 24% yeah, now anybody understands percentage rates that is astronomical I think you know, like some people have cars that maybe is 10% so we all 13% mine was 24% Which I would say this Absolutely, it's like My most double The jersey and what we're already high So I had a research this is just my train about I think they strategically uh, locate people who you know, we were in a Low income situation at the time, you know, my mother was had just become a nurse So she wasn't you know, she wasn't even completely out of debt yet.
So they're like, okay, we just send his young person Uh this car and we pretty much know he's been a maxed out Just And uh, I don't even know I don't even know if I started working while I worked now I don't remember if I did I just started there So they made the chances of me making big purchases were high, but the chances of me paying it completely off within a month were wrong So that's what I mean when I say, you know, the their Strategies are strategic. Yes, okay. No, I think that that's fair right and like you I liked what you said look you share your opinion This is not financial advice. We're just talking about opinions through finances and experiences and things like that Anybody who want to you know, one financial advice, you got to talk to a financial advisor.
We're not claiming to be that today Um, but I think you know from from so far what you shared right this idea of being strategic So I'll just share like when I got my first credit card. I was a freshman in college So I was I was 18 and it was funny because what they were doing the credit card companies were set up in the cafeteria I'm using this as an example to confirm your uh Suggestion that they could be targeting right so they set up at a cafeteria at a university with thousands of young kids Right, so you talk about targeting. This is a perfect place to set up And there's something interesting if you signed up for the credit card like if you apply for a credit card, right? It was like, oh, no matter if you get it or not.
They gave you a little nerf basketball room. Now that sounds Minuscule right now, but like when you 18 years old you got a dorm room and you looking like oh everybody walking around with these little basketball hoops I want one you a kid your child's your immature, right? So that was how I got my first card and maxed out my first thousand dollar card as well So I just want to kind of confirm this idea that you know, there is at least some level of targeting at play Um, the other thing I'll say is that they also target people on the other end of the spectrum with a lot of money like even We're not I was literally I was literally just about to say that I don't know people to think that is what they're targeting black people You know Low income people always you know, you may have a white kid or a black kid that comes from a family that makes you a really good amount of money That's pretty big strategically target them as well because they know if they still can't take it off We see that they're not in there. You got you So they're gonna tell you off so it's not just a racial thing.
It's not just a low income thing. They strategically target Anyone's with they so that they get the money out. Well, you know, I just want to clarify too Like I never thought you were making a racial number one of your half-air I would have thought that you were trying to say that air people you know, they target For me, it's not about race. You know, we're all you can with guys eyesight So just you know just joking around here.
He is half-air so you know, just calling it out guys Um, you know, we are not a show that um, you know kind of gets into race baiting and things like that You know, I mean if you want to get that testimony go back I don't know what episode it is, but I did you interview me about about that whole biracial thing? Yeah, yeah, you told your life story and uh, you know, I'm specifically talking about, you know, coming from low income and we both being from the east out of Detroit like It's tough when you were trying to tell someone something who has never had what they have now like like Why is it? I guess i'm just trying to at least for a second touch on like What was it about you at that time? Where Your mother couldn't connect or reach you with i'm assuming in some level of truth or wisdom that she was trying to impart into you Or what do you remember what she told you or tried to warn you about with the card?
Yes, so she was just sending all right now be careful the money that you said on that card is not the money you're gonna. Oh You're gonna end up owing moke There's a story that i don't remember my thinking that then exactly why there's nothing in my mind Whatever i spend on this card I'm gonna pay it off immediately and i think most people think that way No, i think anything gets the credit card and says i'm a mexist thing out and just hold three or four times more Well I hate to tell you oh god, but when i got my first card i remember sitting there with keel We were sitting in his dorm room in building 7,000 In apartments at oakley university me it was just chilling there in the living room I remember what i had on i had on some jays i had on a nike t shirt and a nikey book you had some grager bow shorts I was pretty fresh that day and um No, no no no no credit card the credit card had got maxed out dealing with some family stuff I got my grandmother had passed so of course we need to close the word of the funeral So i had to get some of my stuff some other people in my family It was a lot going on there But what was crazy was that i remember when i got the first bill that's when we were a kill house I've told this story on the show before briefly But i got the first bill and i remember i looked at it and they wanted like 11 dollars a month And i remember looking at it What makes them think i'm gonna pay them 11 dollars a month i don't have it they Am i mine i was like they did dummies they gave me a thousand How would you give this is how ignorant i was guys i just want to give me a thousand dollars i got no money Like you did any of those of course i had no idea so anyway i didn't mean to cut you off But um i had to share that there are some of us that are um not smarter than a fifth grader and we do get a card and say i'm about to max this Out and not pay a dime so anyway you were talking about the fact that in your mind You thought that the moment i get this card i would pay it off And this is part of why you weren't listening to your mother's advice pick up from their pleat Yes, so obviously when i couldn't say it off now i'm glad you mentioned that literally 11 dollars Because when they send you the bill and now for me i think i was probably the opposite of you When i saw the minimum payment i got excited So what do you tell me i owe you two thousand dollars And all you ask for is 30 Yeah 30 bucks i can handle that But if you're paying 30 dollars a month on a car that you owe two thousand dollars on But the cash is right is continuing to go up It's gonna take you about eight or nine years to pay off two thousand dollars and in the year you're gonna end up probably paying Almost double that or more So i didn't understand any of that at the time so i'm just thinking i was making a little minimum Payments thinking i can i'm gonna catch that girl up and oh man when i get my taxes And not just off you know and of course none of that ever Happen you know you get your money and you you spend all the things and Those rates just kept kept kept going up No, that makes sense So like you and you said something there that's kind of dope like what i what i took from it was the interest Outlies the out-lives or outlasts the product and the reason i think this is important is that A lot of times when we um getting dead going in dead It's something that we are emotionally drawn to or that we want okay And i have this term that i use you know I mean my wife talk about this and just something i use with friends when we're talking about money It's like don't worship your wants And the reason you shouldn't worship your wants is because you will want something today Going dead all money on it and by the time You are done paying for it. You don't even want it no more Right So we make long-term decisions based on short-term wants not i think this is a real important point So i want to just just stay here for one second Um A lot of times when you grow up poor now this is for anyone out there who hasn't grown up really and there's different levels to this So it's hard to talk about this because everybody like i was poor i was poor You know i get it so we don't have to dig into that but what ends up happening in poverty just generally speaking so over Generalization is that you start getting fed this idea that when you do get some money because you're not used to having it right so money is almost like Um, it's almost like a a golden ticket or something. It's like wow.
We don't see this that often So since i have it and i don't get it a lot i should treat myself to my wants I call that worship in your wants Because you get a couple dollars and you don't have the discipline To do what you need because your wants are overwhelming when you're poor Uh So all right Here's what i want to connect that with you and this is just from the outside looking in and on you talked a lot about like You said you had nothing to show for it. So you know i'm saying you you you spending all this money and i know you So i think this needs to be said what is it about your personality? That You will go into debt doing stuff for other people and and this is something you talked a lot about it You know i'm saying so hopefully you know where i'm going it's this idea that i think sometimes We have The the right thing in mind but the wrong idea I'm asking you where you thinking that you were doing some good deeds by being Santa Claus I mean you went into 50,000 a day and like you said you didn't buy clothes or shoes for yourself Maybe a little bit but this was largely you doing things for other people So I just want to put that in context of like where you thinking that you were doing the right thing where you were spending when you were spending His money and then just generally what type of thing specifically where you're doing for people Yes, absolutely so my mother Um went into nursing school in the 80s. I was still really young but we didn't have much you know, so i remember my guy father Shout out to him.
He passed a few years ago, but he took me out of his money his two sons my two my best friends Um everywhere they went I went and we thought they don't get sold was there, you know, we were always together inseparable, right? Um when my mother didn't have enough money He would say I got it. You know, you know, so he he really poured into my life So when I got a little bit older and I got a job and had access to these cars Any young person that I saw the need of something I guess i don't know if i feel i'm good about just Thinking back to how it was being a young person not being able to get You know what you want it, you know, it's not what you need, you know You know me going to see the point is not a need it's a want, you know, when you go into wherever Is there something that you want to do, you know when you're young, but I felt like well, I have this money here now Let me be a blessing because somebody was a blessing to me And while there is some truth there, you know, we i think the church i think we need to do a better job Of teaching on the blessing of giving and receiving, you know, you know, let me just need to clarify a little more So that people won't think that you just out here going for everybody else And now you're getting to the point where you're hurting yourself I think it was a t.d. Jake's priest one of his famous messages was when helping you is hurting me, you know, so it was like a Same assignment and he didn't it was like wow, you know, yeah, I get to like I love to help people But if it gets to the point where me helping you is actually hurting me damaging me destroying me And I need to I don't have to do it all to myself first, you know, about to talk about how you know Those who find a step in the photos is once you come out of that form Do you able to go back and pull your brother or sister out of that?
So I think it's the same thing with that, you know, me going in debt to help people just because somebody helped me when I was younger That wasn't the the proper way to do it. Man. I couldn't agree more. So again, you're sharing some great things We're talking about worshiping your wants and financial discipline and just sharing some, you know, um, Opinion about what we feel about some financial things Um, laville man.
You said you said a lot of dope things. Um You said you felt obligated to help and this is something I really wanted to take some time here because I really want to give my financial opinions to hopefully help someone Um and thinking through some of this type of stuff because um, I truly believe that um with education and um, you know, you know, you know, You know, people understand like I always talk about the steps, you know, um, and learning learning is the first step in my opinion So your purpose you have to first be educated before you jump into things and most people worship their wants because they're ignorant And I don't mean ignorant in a in an offensive way. I mean the ignorant of how this works Most money is one of the only things that everybody can have and don't need a license to use So it's like when you think about it, you don't man, you don't need a license to use money So when people get they tax refund or you get a thousand five thousand dollars or whatever it is in your hands A lot of times no one has ever taught you how to use it. So it's like a nonviolent gun It's like you just you just going off, right?
Um But here's the thing you talked about helping yourself and you said you wanted to help people because you thought you had this money Or you felt like you had this money. So I want to say two things Number one that was a key thing that you said you said man I feel like I had this money so I feel like I should have someone else And here's the breaking news. You didn't have the money Like this is what we got Having a credit card or having a loan or something that you owe somebody else you have not yet It's not yours Like you don't have it. So sometimes we're going outside of ourselves doing things because we want to help other people worship in our wants And let's be real sometimes that's self-serving to you It's like a person that take a picture of giving a homeless person a cup of soup It ain't really about the homeless person.
It's about you Um, that's not you don't have that money and then here's what I'll back that up with When you're on the airplane, right? We you know if you for those of you who've been on airplanes I just was in what I was in Chicago last month and uh, Washington DC Flute about that I was places and When you go into playing every single time before the plane listen before the plane takes off They have to give you the instructions on what to do just in case the plane has to have an emergency landing Here's the thing they teach you so my point here is we never again. We never get taught what to do with money We get money Right and no one teaches we need to With every check needs to come an emergency warning like before you take off on the plane This is what they say and I'm paraphrasing If if the oxygen in this um cabin gets compromised, you'll see an oxygen mask come from you know, the ceiling They tell everybody this First put the oxygen mask on yourself before you try to help anyone else Yep And this is what we don't understand There's a sequence in an order in life and it's okay to follow it First get yourself to get you can't help someone with something you don't have It's some of us want to help other people so much we want to do this and that and it's like you don't have it This is something I had look this is nobody please understand this something I had to realize I want to do a lot of things for my family. I want to do so much like I don't even want to talk about it I want to do so much but what I had to realize was like, you know, you got to put the oxygen mask on yourself first So I think some of us are out here thinking we are helping other people, but we're really killing ourselves Wow How did you get free from that mentality?
Um, and we can start, you know, however you want to start transitioning into like maybe how you got out of the debt And you can share whatever you want to share and maybe maybe look maybe honestly You're not all the way over it, but I want to now start we've unpacked how you got into you know close to $50,000 a debt, right? Um, that's a lot of money. Um, you said you had nothing to show for it How did you like just help me understand like a person that is in that mindset of really digging a hole for themselves In order to help other people it's something don't it sound good Yes, but all right, so you share wherever you want to go from here like just share it start sharing like How did you change what what's your opinion about maybe some things somebody could do if they're stuck in this type of thinking where they think That they're doing the right thing like what what role does education play? You know, just you know, just take it where you want to take Guys people we are going to pause right there.
That is part one of this interview with the veil as you see my man was in Um, yeah, we're gonna play the rest of that interview So the rest of it is actually most of it is a bulk of it It's like our left and um, the veil is going to talk to you guys about how he got out of all this that the intention of shows like this Is to provide some insight some education and some thoughts some tangible Um things to help you if you're in that situation or anywhere near it We don't know everything but we do know something and I hope you come back for part two of this episode and look man Do me a favor share this show with a friend. We're trying to continue to grow We're grateful and thankful for every listener But the growth happens because of people like you texting a link to a friend sharing it with somebody on social media DM and a friend and need some inspiration And some encouragement we are trying to inspire guys people one one person at a time. Hey, I see y'all in a couple days, man Yeah, I'm about to rap to this. Uh, yeah, turn my faith up