EP 15 — Loan-to-Value (LTV) Without Confusion

What this episode covers

Description:Loan-to-value questions on the South Carolina Real Estate PSI exam are designed to test order, not difficulty. This episode explains what loan-to-value really means, how to set up the formula correctly every time, and why reversing the numbers is one of the most common exam mistakes.Who this is for:This episode is part of a short-form audio series designed specifically for South Carolina Real Estate Salesperson exam (PSI) preparation, using memory-focused explanations to reinforce high-priority test concepts.About the host:Hosted by Donna Gilmore, Director of Operations for the #1 eXp Realty team in South Carolina. Donna specializes in systems, compliance, and real-world application of real estate law. Learn more or partner with Donna and Jay Kinder at:https://donnagilmore.exprealty.com/pages/partner-with-jay-kinder

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This episode was published on January 30, 2026.

What is this episode about?

Description:Loan-to-value questions on the South Carolina Real Estate PSI exam are designed to test order, not difficulty. This episode explains what loan-to-value really means, how to set up the formula correctly every time, and why reversing the...

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