How Investment Fees Quietly Destroy Retirement Wealth (EP 55)

Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedMost investors understand they pay fees, but very few realize how dramatically investment costs can reduce long term retirement wealth.In this episode of Retiring Canada, we break down the different types of investment fees Canadians may be paying and how these costs quietly erode portfolio growth over time.You will learn the difference between advisory fees and investment fees, how MERs and trading expense ratios work, and several hidden costs investors rarely see or fully understand. We also discuss cash drag, securities lending, taxable fund distributions, and how certain fund structures can create unexpected tax consequences for retirees.We also walk through real world examples showing how even a 1% difference in investment fees can result in hundreds of thousands of dollars of lost wealth over a long retirement.This episode is for Canadian investors and retirees who want a clearer understanding of investment costs and how to better protect the long term growth of their retirement portfolio. WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES:📊 Work with Michael: https://fundamentalwealth.ca/get-started💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question🌐 Retiring Canada Website: https://www.retiringcanada.caSPIVA Canada Luck Vs Skill in the Cross-Section of Mutual Fund Returns