How to Prepare Your Retirement Portfolio for the Next Market Crash (EP 68) episode artwork

EPISODE · Dec 9, 2025 · 14 MIN

How to Prepare Your Retirement Portfolio for the Next Market Crash (EP 68)

from Retiring Canada · host Michael Isbister, CFP®

Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedMarket crashes are not a matter of if. They are a matter of when. The real question for retirees is whether their portfolio and retirement plan are prepared to withstand the next major downturn.In this episode of Retiring Canada, we discuss how retirees and pre-retirees can prepare their retirement portfolio for future market volatility without relying on predictions or trying to time the market.You will learn why diversification, low investment costs, asset allocation, and proper retirement income planning all play critical roles during periods of uncertainty. We also discuss small cap value investing, cash wedge and bond ladder strategies, spending flexibility during downturns, and why having a coordinated financial plan can provide confidence during difficult market environments.We also explain the psychological side of investing, why fear based financial decisions can become dangerous during market drawdowns, and how retirees can better tune out the noise when uncertainty inevitably arrives.This episode is for Canadian retirees and investors who want to better understand how to structure a retirement portfolio designed to withstand market crashes while supporting long term retirement income needs. WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES:📊 Work with Michael: https://fundamentalwealth.ca/get-started💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question🌐 Retiring Canada Website: https://www.retiringcanada.ca

Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedMarket crashes are not a matter of if. They are a matter of when. The real question for retirees is whether their portfolio and retirement plan are prepared to withstand the next major downturn.In this episode of Retiring Canada, we discuss how retirees and pre-retirees can prepare their retirement portfolio for future market volatility without relying on predictions or trying to time the market.You will learn why diversification, low investment costs, asset allocation, and proper retirement income planning all play critical roles during periods of uncertainty. We also discuss small cap value investing, cash wedge and bond ladder strategies, spending flexibility during downturns, and why having a coordinated financial plan can provide confidence during difficult market environments.We also explain the psychological side of investing, why fear based financial decisions can become dangerous during market drawdowns, and how retirees can better tune out the noise when uncertainty inevitably arrives.This episode is for Canadian retirees and investors who want to better understand how to structure a retirement portfolio designed to withstand market crashes while supporting long term retirement income needs. WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES:📊 Work with Michael: https://fundamentalwealth.ca/get-started💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question🌐 Retiring Canada Website: https://www.retiringcanada.ca

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How to Prepare Your Retirement Portfolio for the Next Market Crash (EP 68)

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The Lavigne Show The Lavigne Show Welcome to The Lavigne Show Podcast!We delve deep into the pursuit of justice in Canada, offering insightful discussions, interviews with guests from across the country and the world, and critical analyses of the legal system—all while saving you time.Catch the Show:For the full, unedited live experience, join TheLavigneShow onTheLavigneShow.comYouTubeRumbleXFacebook LiveTwitchBecome a Member for Exclusive Content at TheLavigneShow.comJoin Us in Pursuing the Truth Adventure In Your Ear Brainjuice Media Adventure In Your Ear is a weekly comedic radio play series. Bi-weekly a new episodic comedy adventure story will be released Wednesday. The stories are a part of our live once a month performances at James Street Pub in Ottawa, On Canada. FaceBook: https://www.facebook.com/aiyepodcastTwitter: @AdvInEarInstagram: adventure_in_your_ear Lending Thoughts Bekim Merdita Welcome to the Lending Thoughts podcast, a Canadian Mortgage Broker’s top source for timely, industry-leading insights to help you become a better mortgage professional.Join Bekim Merdita, a trusted name in mortgages and the EVP of Rocket Mortgage Canada, as he hosts conversations with industry experts and leaders to keep you informed on the latest and greatest in the Canadian mortgage landscape.Let the Lending Thoughts podcast be your guide to growing your tactics, expertise, and ultimately, your business, in this highly competitive mortgage market. SLUSH podcast Matt Lynds Nerd life/ adult life (we think?!) - all mixed up together - give us a listen, once a week.Nova Scotia, Canada

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This episode is 14 minutes long.

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This episode was published on December 9, 2025.

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Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedMarket crashes are not a matter of if. They are a matter of when. The real question for retirees is whether their portfolio and retirement plan are...

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