Episode 03: How You Can Earn from Card Issuing

The today's podcast takes a comprehensive look at the financial aspects of card issuance. It focuses on the revenues and costs generated by this business, dividing them into indirect and direct benefits.Indirect benefits include the use of cards as a tool to increase sales, reduce costs or strengthen customer loyalty. Direct revenues from card issuance come from interchange fees, currency conversions, user fees, transaction fees and ancillary services.On the other hand, card issuance costs include one-off card issuance fees, monthly fees, transaction fees, ATM fees, 3DS transaction fees, Apple Pay fees, plastic card fees, payment organisation fees, payment processor fees, card manufacturer fees, regulatory compliance costs and security costs. Tune in and gain an in-depth understanding of the financial aspects of issuing payment cards to make informed business decisions in this area.