Episode 1: The Mortgage

In this episode we sit down with Bank of Ireland Mortgage Specialist, Caroline. With over 20 years’ experience in financial services and 4 years at Boi, Caroline is the ideal expert to talk to us about the mortgage process. We will cover the most commonly ask questions, bust some myths and of course cover the things you should expect for this stage of buying your home. Want to skip to a section? Here’s the breakdown of this episode:00:00-Start02:38-The First Meeting05:05-Mortgage in principle07:23-Is there anything you wish FTBs knew going into the process?08:05-Types of mortgages11:08-Self-Build mortgages15:02-Getting mortgage ready17:40-Transaction myths18:21-Credit myths21:43-Single Buyers24:30-Self -employed28:56-Timeline of expected expense and payments31:00-Stamp duty32:30-Insurance36:13-Deposits38:10-Overpaying your mortgage43:00-Fear of being rejectedFor more information on getting mortgage ready visit: Getting Mortgage Ready - Mortgage Articles - Bank of Ireland For more information on mortgage rates visit: Mortgage Rates - Mortgages - Bank of IrelandFor more information on the Bank of Ireland Mortgage Saver Account visit: Exclusive offer for First Time Buyers - Bank of IrelandFor more information on Cashback visit: Cashback Plus | Mortgage | Bank of IrelandFor more information on Self Builds visit: Why BOI - New Build Mortgage - Bank of IrelandBank of Ireland Mortgage bank trading as Bank of Ireland Mortgages u.c is regulated by the Central Bank of Ireland. T&Cs apply, for more information about Bank of Ireland Mortgages visit: http://www.bankofireland.com/mortgages  Hosted on Acast. See acast.com/privacy for more information.