Episode 48 – Health Insurance For Small Businesses – With Guest Patrick Mccullom

Health insurance and coverage is absolutely vital in American society. But it affects individuals and business owners at different levels, and it can be tricky to maneuver. In this episode, Peter Raskin is joined by Balanced Benefits Group president and owner Patrick Mccullom to discuss the cost of healthcare coverage for small businesses across the country, and how this is often a burden for both employers and employees.  In this episode, you will learn: How legislation and prescription medication influence health insurance costs Pros and cons of employers offering health insurance to their employees  The difference between HSA, HRA, and FSA accounts The importance of a broker’s “neutral voice” when making carrier changes   And more! Tune in as Patrick Mccollum discusses all things health insurance for small businesses!  Resources: Raskin Planning Group  | Patrick Mccullom CRN-3361762-120820 Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning. Peter Raskin is a registered representative of Lincoln Financial Advisors. Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors. Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.