Episode 9: I borrowed. I'm graduating. HELP!! Episode I of III

from The Next Step: Leaping to Adulthood · host Nichole Harken

On episode nine of the Next Step podcast, host Nikki interviews Tim Bakula, a financial aid director at a Midwestern comprehensive university, about preparing for adulthood and managing student loans after college. Using the idea “find out before freaking out” (FOBFO) they define key terms: loan servicers, forbearance, grace period, and consolidation/payment structure. This is the first in a three-part series.

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This episode was published on March 12, 2026.

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