Fair Isaac Corporation Q4 2025 Financial Highlights

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This episode is 15 minutes long.

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This episode was published on November 10, 2025.

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What this episode covers

The provided texts consist of a FICO Fourth Quarter 2025 Earnings Call Transcript, a corresponding press release, and slides detailing the financial highlights for the period ending September 30, 2025. The earnings call, featuring the CEO and CFO, discusses the company's strong performance in fiscal year 2025, noting that total revenues increased by 14% year-over-year to $516 million, driven primarily by a 25% increase in Scores revenue. A major point of discussion is the new FICO Mortgage Direct License Program, which introduces competition and optionality, including a performance-based pricing model, to the mortgage credit scoring ecosystem. Additionally, the documents highlight the momentum of FICO's software business, evidenced by the 16% growth in platform Annual Recurring Revenue (ARR) and record Annual Contract Value (ACV) bookings of $32.7 million for the quarter. Finally, FICO provided optimistic fiscal year 2026 guidance, projecting revenues of $2.35 billion and a non-GAAP diluted earnings per share of $38.17.

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