Financial Tips Wealthy People Know: Debt, Emergency Funds, 1099s & Hiring a Financial Advisor (Part 2 with Taylor Mavrakos) episode artwork

EPISODE · Jan 30, 2026 · 36 MIN

Financial Tips Wealthy People Know: Debt, Emergency Funds, 1099s & Hiring a Financial Advisor (Part 2 with Taylor Mavrakos)

from Guided: by Third Wheel · host Third Wheel

Welcome back to Guided by Third Wheel , today we’re bringing you Part 2 of our conversation with Taylor Mavrakos, financial advisor and host of the Tailored Wealth podcast.If you haven’t listened to Part 1 yet, go back and start there. In Part 1, we talk about reorienting your relationship with money, wealth, and financial goal setting. Part 2 gets practical.This episode is for anyone who has ever felt like financial literacy is “something everyone else knows,” especially in spaces where money conversations feel classist, intimidating, or taboo.In this episode, Taylor breaks down:Why financial wellness is not just for “rich people”The core concept: your money should work as hard as you doA simple exercise to list your debts + interest rates (awareness first)Emergency fund rules of thumb: 3 months (two-income) and 6 months (one-income)Debt payoff strategies: snowball vs. highest-interest-first“Deploy your soldiers” where they’ll win: how to think about interest rates and opportunity costHow to hire a financial advisor without shame: account minimums, what to bring, what to askRed flags when meeting an advisor (including pressure to sign same-day)Why “get rich quick” investing and crypto hype often isn’t worth the time or riskSide hustle and 1099 realities: taxes, write-offs, withholding, and why many people get surprised in AprilHow to know if you’re being paid like a contractor for employee workWhat to consider as a social worker or public servant (including loan forgiveness tradeoffs)We close with a Secrets of the Ancestors Oracle pull: Creature of Air (Speed) , a reminder to slow down, get aligned, and make intentional financial choices instead of pushing forward on autopilot.Want to work with us? Visit https://thirdwheelllc.com to learn more about Third Wheel’s services, offerings, and community. Follow us for more insight, humor, and heart: @ThirdWheelConsultingLLC Find more information on Taylor here:https://www.youtube.com/@TayloredWealthhttps://www.linkedin.com/in/taylor-mavrakos-4b6a9672/www.mfpfinancial.com

Welcome back to Guided by Third Wheel , today we’re bringing you Part 2 of our conversation with Taylor Mavrakos, financial advisor and host of the Tailored Wealth podcast.If you haven’t listened to Part 1 yet, go back and start there. In Part 1, we talk about reorienting your relationship with money, wealth, and financial goal setting. Part 2 gets practical.This episode is for anyone who has ever felt like financial literacy is “something everyone else knows,” especially in spaces where money conversations feel classist, intimidating, or taboo.In this episode, Taylor breaks down:Why financial wellness is not just for “rich people”The core concept: your money should work as hard as you doA simple exercise to list your debts + interest rates (awareness first)Emergency fund rules of thumb: 3 months (two-income) and 6 months (one-income)Debt payoff strategies: snowball vs. highest-interest-first“Deploy your soldiers” where they’ll win: how to think about interest rates and opportunity costHow to hire a financial advisor without shame: account minimums, what to bring, what to askRed flags when meeting an advisor (including pressure to sign same-day)Why “get rich quick” investing and crypto hype often isn’t worth the time or riskSide hustle and 1099 realities: taxes, write-offs, withholding, and why many people get surprised in AprilHow to know if you’re being paid like a contractor for employee workWhat to consider as a social worker or public servant (including loan forgiveness tradeoffs)We close with a Secrets of the Ancestors Oracle pull: Creature of Air (Speed) , a reminder to slow down, get aligned, and make intentional financial choices instead of pushing forward on autopilot.Want to work with us? Visit https://thirdwheelllc.com to learn more about Third Wheel’s services, offerings, and community. Follow us for more insight, humor, and heart: @ThirdWheelConsultingLLC Find more information on Taylor here:https://www.youtube.com/@TayloredWealthhttps://www.linkedin.com/in/taylor-mavrakos-4b6a9672/www.mfpfinancial.com

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Financial Tips Wealthy People Know: Debt, Emergency Funds, 1099s & Hiring a Financial Advisor (Part 2 with Taylor Mavrakos)

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This episode was published on January 30, 2026.

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Welcome back to Guided by Third Wheel , today we’re bringing you Part 2 of our conversation with Taylor Mavrakos, financial advisor and host of the Tailored Wealth podcast.If you haven’t listened to Part 1 yet, go back and start there. In Part 1, we...

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