Find Your Spending Pillars and Never Feel Guilty About Money Again.

Most money advice tells you to spend less and save more. But what if the real answer is just spending better? This week Sophie sits down with Fran (aka Martha Stewish), chartered accountant and personal finance creator you're going to want to follow, to talk through one of the most practical frameworks we've covered on the show. We dig into how to figure out your authentic spending code: the personal values that should be driving every financial decision you make, and why ignoring them is probably why you feel stuck. We also get into why deprivation always backfires, how she saves 35% of her salary without feeling restricted, and the simple habit shifts that actually move the needle, whatever you're earning. This one will make you look at your bank statement completely differently. Fran’s links: Tiktok (https://www.tiktok.com/@martha30s) Instagram (https://www.instagram.com/martha.stewish/) Substack (https://marthastewish.substack.com/) YouTube (https://www.youtube.com/@martha.stewish) Credits: Host: Sophie Hallwright Guest: Martha Stewish Producer: Emily Rigby Editor: Isabella Reeve Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Chapters 00:00:00 Intro & Who is Fran (aka Martha)? 00:00:52 The Gap in Personal Finance Content 00:03:47 How Fran Thinks About Building Wealth 00:05:12 Growing Up With Frugal Fraser 00:06:24 What Is Your Authentic Spending Code? 00:08:49 Fran's Four Spending Pillars 00:12:44 Emotional Spending & Money Guilt 00:17:58 How Fran Balances Saving & Living 00:20:27 Blocking Out the Noise & The Rich Girl Wish List 00:27:34 Where Do You Start? 00:32:02 Quick Fire Questions 00:38:00 Thank You For Listening 00:38:24 Financial Disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.