Episode Description
<style> .embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } </style> <br /> <div style="text-align: center;"><!--insert embed code here--> <iframe allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/sXOuEOqrtIc?rel=0" width="560"></iframe> <!--end--> </div><div style="background-color: white; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 15.4px; line-height: 21.56px; text-align: center;"><br /><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 21px;"><i><b>Selling</b></i></span><i style="line-height: 21px;"><b> your Dallas-Fort Worth home?</b> <span style="color: #990000;"><b><a href="http://instantbizsites.com/JennaHarris/free-evaluation" style="text-decoration: none;" target="_blank">Get a free home value report.</a></b></span></i></span></div><div style="font-family: "arial","tahoma","helvetica","freesans",sans-serif; font-size: 15.4px; line-height: 21.56px; text-align: center;"><i style="line-height: 21px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b> Buying a Dallas Fort Worth home?</b> <span style="color: #990000;"><b><a href="http://swfortworthrealty.nuhomesource.com/idx/" style="text-decoration: none;" target="_blank">Get full MLS access here.</a></b></span></span></i></div><div style="line-height: 21.56px;"><div style="font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 15.4px;"><b style="font-weight: normal;"></b><br /></div><div dir="ltr" id="docs-internal-guid-5b560c68-8b10-1144-c604-3c2691c64097" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><b style="font-weight: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;">Today I have </span><span style="background-color: transparent; color: #1155cc; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: underline; vertical-align: baseline;"><a href="https://fcloans.com/cpedison" style="text-decoration: none;">Chris Pedison with First Choice Loan Services</a>.</span><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;"> He has been in the industry since 2006 and he is a production manager. Chris has closed hundreds of loans for us, and </span><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline;">we always recommend him to our clients.</span></span></b></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><b style="font-weight: normal;"><span style="background-color: transparent; color: black; font-family: "arial" , "helvetica" , sans-serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;"><br />Chris recommends that all buyers get a pre-qualification, and this is true for many different reasons. </span></b></div><span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="font-weight: normal;"></b><b style="font-weight: normal;"></b></span><br /><ol style="margin-bottom: 0pt; margin-top: 0pt;"><b style="font-weight: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><li dir="ltr" style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: decimal; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline;">Most sellers won’t even entertain an offer without a pre-qualification.</span><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;"> If you can’t prove that you can afford the home, you won’t win over many sellers.</span></div></li><li dir="ltr" style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: decimal; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline;">After you have been pre-qualified, you can get a good idea of what type of home you will be able to afford.</span><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;"> When you know your price range, your home search becomes much easier. You’ll be happy not wasting time on a home that you cannot afford.</span></div></li><li dir="ltr" style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: decimal; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline;">Make sure you use a reputable lender when you get a pre-qualification.</span><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;"> This will make your letter of pre-qualification very strong in the eyes of a seller. </span></div></li><li dir="ltr" style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: decimal; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline;">It’s also best to get pre-qualified right at the beginning of your home search process. </span><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;">This way, you don’t waste time when you’ve found the home you want. Chris has seen buyers lose their dream homes because they weren’t proactive and didn’t get prequalified beforehand.</span></div></li><li dir="ltr" style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: decimal; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline;">Chris recommends upgrading your pre-qualification to a pre-approval.</span><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;"> This is a much stronger statement than a pre-qualification because it requires a lender to provide a commitment for a loan. It takes longer, but it will put you on the same level as a cash buyer.</span></div></li></span></b></ol><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><div class="separator" style="clear: both; text-align: center;"><br /></div><div style="text-align: center;"><a href="https://2.bp.blogspot.com/-iCalVanliQA/VvAOAvfh5mI/AAAAAAAAoIo/vz8gY-rymCIJgeVuG0MQSm7MFZMYEp9pg/s1600/JennaHarrisPullQuote3.18.16.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="100" src="https://2.bp.blogspot.com/-iCalVanliQA/VvAOAvfh5mI/AAAAAAAAoIo/vz8gY-rymCIJgeVuG0MQSm7MFZMYEp9pg/s400/JennaHarrisPullQuote3.18.16.jpg" width="400" /></a></div><b style="font-weight: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;"><br />The moral of this story is that</span><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline;"> if you’re wanting to buy in Dallas, you absolutely have to be pre-qualified.</span><span style="background-color: transparent; color: black; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;"> If you need help with this, please don’t hesitate to contact Chris or myself. </span></span></b></div><span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="font-weight: normal;"></b><b style="font-weight: normal;"></b></span><br /><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><b style="font-weight: normal;"><span style="background-color: transparent; color: black; font-family: "arial" , "helvetica" , sans-serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;">Also, if you have any questions, we would love to answer them via this video blog. Please don’t be shy - there’s no such thing as a bad question!</span></b></div><span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="font-weight: normal;"></b><b style="font-weight: normal;"></b></span><br /><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><b style="font-weight: normal;"><span style="background-color: transparent; color: black; font-family: "arial" , "helvetica" , sans-serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline;">We look forward to hearing from you<b>!</b></span></b></div><div style="font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 15.4px;"><b style="font-weight: normal;"></b><b style="font-weight: normal;"><br /></b></div></div> <!--end-->
