Hacked and Helpless? John Bambenek on Data Breaches, Accountability, and Protecting Yourself

Bill Bernardoni is joined by top cybersecurity expert John Bambenek to break down one of the biggest data breaches in recent memory — one that hit Bill and his wife personally. John explains what stolen data actually means, why debit and credit fraud work differently today, and why consumers have fewer options to protect themselves than most people think. The two dig into why companies face so little accountability, how class action lawsuits fail to fix the problem, and why both regulation and enforcement lag far behind modern cybercrime. A sharp, clear, and accessible conversation about the state of cybersecurity in America — and what you can still do to protect yourself.Should companies face tougher penalties when they fail to protect consumer data, or is the current system the best we can realistically expect? Let us know what you think in the comments.Follow Bill on X at @BillBernardoni, explore his work at Bernardoni.media, and read his latest writings at Bernardoni.blog. Learn more about John by visiting bambenekconsulting.com/.