How 529 Plans Can Pay for Your Child's Coding Bootcamp

In this episode of The College Savings Podcast, Lucas and Luna explore how 529 plan funds can be used for coding bootcamps and other non-degree technology training programs. With a 2026 rule clarification from the IRS-qualified expenses now include registered apprenticeship programs and certain certification costs, we drill into what counts, what doesn't, and how to navigate the fine print. Using the example of a typical 16-week web development bootcamp costing around $15,000, we walk through the key requirements: the program must be offered by an eligible educational institution, the student must be enrolled at least half-time, and the expense must be for tuition and fees only—not laptops or software. We also discuss how to check if a bootcamp is Title IV eligible, what documentation to keep, and how this fits into a broader college savings strategy. Plus, we consider the trade-offs: using 529 funds for a bootcamp versus traditional college savings, and what happens if your child doesn't complete the program. A practical guide for parents considering alternative education paths in 2026. #529Plans #CodingBootcamp #EducationFunding #CollegeSavings #AlternativeEducation #IRS #QualifiedExpenses #TechTraining #Parenting #PersonalFinance #Finance #FinancialPlanning #TaxAdvantaged #CareerChange #SkillsTraining #FexingoBusiness #BusinessPodcast #CollegeSavingsPodcast Keep every episode free: buymeacoffee.com/fexingo