How a Fixed Annuity Can Fund a Special Needs Trust

Episode 54 of Annuities with Fexingo: Lucas and Luna break down how a fixed annuity can be used to fund a special needs trust, preserving government benefits for a disabled beneficiary while generating tax-deferred growth. They walk through a real example of a 55-year-old parent funding a $200,000 fixed annuity inside a third-party special needs trust, explaining the mechanics, the monthly income stream of about $950, the tax treatment, and the critical distinction between first-party and third-party trusts. They also compare the annuity approach to a taxable brokerage account in the trust, showing how the annuity's tax deferral and predictable payments can simplify trust administration and avoid triggering benefit cliffs. This is a niche but powerful application of fixed annuities that prior episodes haven't covered. #FixedAnnuity #SpecialNeedsTrust #SpecialNeedsPlanning #TrustFunding #AnnuitiesWithFexingo #Finance #RetirementIncome #EstatePlanning #DisabilityBenefits #SSI #Medicaid #TaxDeferral #ThirdPartyTrust #GenerationalWealth #CaregiverPlanning #FexingoBusiness #BusinessPodcast #AnnuityStrategy Keep every episode free: buymeacoffee.com/fexingo