How Aussies are using debt to build wealth (without going broke)

Episode 89 of the The Winner's Playbook podcast, hosted by Link Wealth Advice, titled "How Aussies are using debt to build wealth (without going broke)" was published on November 18, 2025 and runs 37 minutes.

November 18, 2025 ·37m · The Winner's Playbook

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Summary

Send us Fan Mail Gearing: how to use debt to grow your wealth (without blowing it all up) Gearing sounds risky, but done right, it can fast-track your path to wealth. In this episode of The Winner’s Playbook, Josh and Billy break down exactly what gearing is, how it works with both property and shares, and why some strategies amplify your upside while others come with serious traps. They cover key concepts like loan-to-value ratios, debt recycling, gearing inside super, and the difference bet...

Episode Description

Send us Fan Mail

Gearing: how to use debt to grow your wealth (without blowing it all up)

Gearing sounds risky, but done right, it can fast-track your path to wealth. In this episode of The Winner’s Playbook, Josh and Billy break down exactly what gearing is, how it works with both property and shares, and why some strategies amplify your upside while others come with serious traps. They cover key concepts like loan-to-value ratios, debt recycling, gearing inside super, and the difference between positive and negative gearing. You'll also hear real examples of what went wrong during the GFC, when margin loans collapse, and how to structure your loans properly to avoid tax and admin headaches.

Whether you’re already investing or just starting to think about it, this episode will give you the clarity to decide when using debt makes sense and when it doesn’t.

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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.