How Aussies are using debt to build wealth (without going broke) episode artwork

EPISODE · Nov 18, 2025 · 37 MIN

How Aussies are using debt to build wealth (without going broke)

from The Winner's Playbook · host Link Wealth Advice

Send us Fan MailGearing: how to use debt to grow your wealth (without blowing it all up)Gearing sounds risky, but done right, it can fast-track your path to wealth. In this episode of The Winner’s Playbook, Josh and Billy break down exactly what gearing is, how it works with both property and shares, and why some strategies amplify your upside while others come with serious traps. They cover key concepts like loan-to-value ratios, debt recycling, gearing inside super, and the difference between positive and negative gearing. You'll also hear real examples of what went wrong during the GFC, when margin loans collapse, and how to structure your loans properly to avoid tax and admin headaches.Whether you’re already investing or just starting to think about it, this episode will give you the clarity to decide when using debt makes sense and when it doesn’t.----Want to find an Adviser that suits your financial needs:https://www.linkwealth.com.au/Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy:https://www.linkwealth.com.au/billy-norman-linkJosh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp    Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified   Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation. 

Send us Fan Mail Gearing: how to use debt to grow your wealth (without blowing it all up) Gearing sounds risky, but done right, it can fast-track your path to wealth. In this episode of The Winner’s Playbook, Josh and Billy break down exactly what gearing is, how it works with both property and shares, and why some strategies amplify your upside while others come with serious traps. They cover key concepts like loan-to-value ratios, debt recycling, gearing inside super, and the difference bet...

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How Aussies are using debt to build wealth (without going broke)

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Send us Fan MailGearing: how to use debt to grow your wealth (without blowing it all up)Gearing sounds risky, but done right, it can fast-track your path to wealth. In this episode of The Winner’s Playbook, Josh and Billy break down exactly what...

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