How Charitable Remainder Trusts Beat Annuity Taxes

Episode 23 of Annuities with Fexingo explores how Charitable Remainder Trusts (CRTs) can work alongside annuities to create a powerful tax-advantaged income stream. Lucas breaks down a real example: a 68-year-old retiree with $500,000 in highly appreciated stock. Instead of selling and paying capital gains tax, she funds a CRT, which sells the stock tax-free and buys an immediate annuity inside the trust. The result: a 7.2% annual income versus 4.8% after taxes outside the trust. Luna asks about control, fees, and the charitable giving requirement. The hosts weigh the trade-offs, including the irrevocable nature and the minimum 10% remainder to charity. This episode gives listeners a concrete strategy for high-net-worth retirement income that most advisors overlook. #CharitableRemainderTrust #CRT #AnnuityTaxStrategy #RetirementIncome #TaxEfficientIncome #HighNetWorth #CapitalGains #ImmediateAnnuity #CharitableGiving #FinancialPlanning #WealthManagement #EstatePlanning #TaxSavings #RetirementPlanning #AnnuitiesWithFexingo #FexingoBusiness #BusinessPodcast #Finance Keep every episode free: buymeacoffee.com/fexingo