How Higher Wages Are Changing the Way We Buy Insurance

Episode 41 of Wages and Prices with Fexingo explores how rising hourly pay is colliding with a less obvious cost: insurance premiums. Lucas and Luna break down why even a strong 2026 raise can feel invisible when health, auto, and home insurance costs climb faster than headline inflation. Using the latest CPI data and the New York Fed's survey on household financial worries, they unpack the squeeze that doesn't show up in the grocery bill. The hosts trace how insurers are repricing risk after years of climate disasters and healthcare inflation, and what that means for the worker who just got a 4.5% raise. Real talk on why your paycheck feels bigger but your budget doesn't. Plus, a brief moment on how listener support keeps this ad-free show going. #WagesAndPrices #InsuranceCosts #RealWageGrowth #CPI #Inflation #HouseholdFinance #HealthInsurance #AutoInsurance #HomeInsurance #NewYorkFed #PurchasingPower #CostOfLiving #Economics #PayRaise #FexingoBusiness #BusinessPodcast #LucasAndLuna #June2026 Keep every episode free: buymeacoffee.com/fexingo