How Should Banks Respond to Stablecoins w/ Chris Dean (Treasury Prime)

Presented by Stablecon; Powered by BVNK. In episode 25 of Money Code, hosts Chuk Okpalugo and Raj Parekh are joined by Chris Dean, CEO and co-founder at Treasury Prime. They unpack why bank “slowness” is mostly a risk and proof problem, how fintechs actually use banks for deposits/credit/payments, and how stablecoins and newer, tech-first banks will reshape the US banking landscape.Subscribe and listen to the Money Code podcast here:https://lnk.to/MoneyCodeSNChapters00:00 Banks are slow because change equals risk02:26 Which banks move fast and why leadership matters05:33 Treasury Prime’s role between banks and fintechs09:16 The 3 fintech JTBD buckets: deposits, credit, payments12:09 How fintech partnerships defend community banks from big-bank pressure15:01 Stablecoins as deposit threat vs “just another rail”17:43 The banker pitch: stablecoins are already in your flows24:22 Where US banking goes next: de novos, charters, consolidation27:21 Why running a bank stays expensive even with AI32:25 What a “core” actually is and why regulators resist replacement35:23 Are blockchains the answer, or do they create new reconciliation failure modes?44:17 The practical playbook: start with stablecoin pay-in/pay-outConnect with the Hosts & GuestChuk Okpalugo: https://www.linkedin.com/in/chuk-okpalugo/ | https://x.com/chuk_xyz/ | http://stablecoinblueprint.com Raj Parekh: https://www.linkedin.com/in/rajparekh7/ | https://x.com/rajparekh | http://monad.xyz Chris Dean: https://www.treasuryprime.com/ About StableconStablecon (https://stablecon.com/) is the premier gathering for those at the intersection of DeFi, economic policy, financial infrastructure, and institutional integration, and those reinventing global commerce. By convening the brightest minds in fintech and crypto, Stablecon provides attendees with world class thought leadership and fosters unparalleled networking and strategic collaboration across the digital payments industry.   Whether you’re building, advising, or navigating this new frontier, this is the room where it happens.About BVNKBVNK is the leading provider of stablecoin payments infrastructure, helping businesses move money faster, settle globally, and even launch their own stablecoin products. Head to https://bvnk.com/ to learn more.