How to Budget for Subscriptions Without Forgetting Them

Lucas and Luna tackle a hidden budget killer: the small monthly subscriptions that quietly add up. Using real data from a listener who found $78 a month in forgotten charges, they walk through a four-step audit method — bank statement review, category mapping, recurring vs. sporadic sorting, and a quarterly calendar check. They also discuss the pitfalls of free trials and how to set up a dedicated subscription sinking fund without overcomplicating your budget. No app recommendations, no guilt — just a practical system for catching what you're paying for but not using. #Subscriptions #BudgetAudit #ForgottenSpending #SinkingFund #FreeTrial #RecurringCharges #PersonalFinance #MoneyTracking #LucasAndLuna #FexingoBusiness #BudgetingForBeginners #FinancePodcast #BusinessPodcast #MonthlySpending #CashFlow #FinancialHygiene #SpendingAwareness #BudgetCategory Keep every episode free: buymeacoffee.com/fexingo