How to Forecast Your Spending Three Months Ahead

Episode 18 of Budgeting for Beginners with Fexingo. Lucas and Luna tackle a specific skill most beginners skip: forward-looking spending forecasts. They walk through a practical three-month method using a simple spreadsheet or notebook, with a real example: projecting Amazon Prime renewal, car insurance, holiday gifts, and a dentist visit. The hosts explain why most budgets fail because they only look backward, and they share a lightweight calendar trick to avoid surprise expenses. No fancy tools required — just a list of predictable costs and a recurring 15-minute check-in. By the end, listeners will know how to build a simple rolling forecast that prevents the 'oh no, I forgot that bill' panic. Episode 18 of Budgeting for Beginners with Fexingo. #Budgeting #PersonalFinance #Forecasting #SpendingPlan #ThreeMonthForecast #FinancialPlanning #CashFlow #ExpenseTracking #MoneyManagement #BudgetingForBeginners #FexingoBusiness #BusinessPodcast #FinanceTips #SavingsStrategy #FinancialLiteracy #BudgetingTools #PredictableExpenses #MoneyHabits Keep every episode free: buymeacoffee.com/fexingo