How To Make Money Through P2P Lending? Ft. Bhavin Patel | KwK #141

➡ Join This Group To Be Invited To Future Offline KwK Events : https://chat.whatsapp.com/F3MbHDPwTwC11mnSuvVc1M ➡ Order my book 'Acing CA' here: https://www.amazon.in/dp/8195816886?r... ➡ Order my book 'Unlocking Unicorn Secrets' here: https://www.amazon.in/dp/0143461605?r... 🎧 Listen to Konversation with Kushal Episodes On Spotify: https://open.spotify.com/show/0gLN318FZ5Ew9vyfZkNYoe -------------------------------------------------------------------------------- Follow Kushal Lodha on Social Media: 📝 LinkedIn: https://www.linkedin.com/in/kushallodha548/ 📷 Instagram: https://www.instagram.com/kushallodha548/?hl=en 📱 Twitter: https://x.com/kushallodha548 Follow Konversation with Kushal on Social Media: 📝 LinkedIn: https://www.linkedin.com/company/konversation-with-kushal/?viewAsMember=true 📷 Instagram: https://www.instagram.com/konversationwithkushal_/profilecard/?igsh=MXh3aGx2ZGZyd2o2dA== Check out LenDenClub: Website - https://www.lendenclub.com/ Instagram- instagram.com/lenden.club Youtube- https://www.youtube.com/@LenDenClubOfficial LinkedIn- in.linkedin.com/company/lenden-club Download the LenDenClub App: https://lendenclublender.page.link/xZbo Check out Bhavin: Instagram- https://www.instagram.com/unfilteredfounder/ LinkedIn - in.linkedin.com/in/bhavinpatel2022 Youtube- https://www.youtube.com/@UC-kIftN5XbPoFq5SSF78Zvg -------------------------------------------------------------------------------- LenDenClub, India's most trusted Peer-to-Peer (P2P) lending platform, is owned and operated by Innofin Solutions Pvt. Ltd., an RBI-registered NBFC-P2P. The platform connects lenders seeking high interests with creditworthy borrowers. Lenders have historically achieved an XIRR of 11.28% p.a*. With an active user base of over 2 crore users and loan disbursals exceeding ₹16,000 crore, LenDenClub continues to lead the P2P lending space. In this episode of KwK, we’re joined by Bhavin Patel, co-founder and CEO of LenDenClub, India’s largest peer-to-peer (P2P) lending platform. Bhavin unpacks the P2P lending model, explaining how it works, its potential returns, and why it’s becoming a popular alternative for investors seeking diversification. The discussion covers key topics like portfolio allocation, regulatory challenges, and how LenDenClub navigated controversies, including an RBI penalty. Bhavin also shares his views on customer mindsets, interesting use cases, and the differences between Indian and international P2P markets. Beyond P2P lending, Bhavin reflects on his entrepreneurial journey, the Gujarati business mindset, and LenDenClub’s collaborations with celebrities like Hardik Pandya. Whether you’re an investor or entrepreneur, this episode offers valuable insights into fintech, innovation, and alternative investing. Don't forget to like, subscribe, and hit the bell icon for more insightful and interesting content! 🎥📚 -------------------------------------------------------------------------------- Timestamps 00:00:00 Introduction 00:03:56 AUM of LenDenClub       00:06:02 Why will someone invest in P2P lending       00:09:03 Entire process of P2P lending 00:16:21 Highest returns ever in P2P lending 00:18:37 What % of your portfolio should be invested in this class? 00:20:34 Controversy regarding P2P lending space 00:25:53 RBI penalty imposed on LenDenClub    00:27:19 How are Chinese markets different from Indian markets? 00:34:07 Interesting customer demands and ideologies 00:39:45 How should you start investing in this asset class 00:42:44 Experience of working with Hardik Pandya       00:46:19 Celebrities investing in New Age Startups  00:49:14 Gujrati Mindset of Bhavin Patel to grow his business        01:00:57 Total customers of LenDenClub and their mindset    01:04:53 How does the LenDenClub team stay motivated?     01:08:00 Educational Background of Bhavin Patel & Struggle stories    01:21:18 Bhavin shares a last message for all the viewers