Brought to you by the every dollar app start budgeting for free today. So yeah, I'm in a bit of a position I feel kind of stuck right now So I'm 26 years old Dave I graduated from a pretty expensive school in 2020 right in the height of covid So and I was actually supposed to get an internship from that from that school That was actually taken away from me because they changed management and cut the program So it hasn't been the most stable financial runway for me for a while at the current time that I'm in right now for the last Couple years I've been really struggling with finding a job with my degree. I was a double major I worked hard when I was in college. I got a marketing degree and a management degree However, I didn't get a whole lot of real practical experience unfortunately That's what I was hoping the internship would provide for me and most of my I have like almost $100,000 in student loan debt And I've been trying to pay him back.
I just finished baby step one So I'm trying to do what I can however trying to be frugal as frugal as possible is not really you know It's gonna be quite some time before I'm able to actually be able to be debt free And I didn't know what the best solution would be my expenses I you know, I try to lower as many of them as I can but at the time I wish I could save more and pay these off quicker But I'm just in a position where a lot of my co-workers Which I don't really need the degree that I have to be in the job that I'm in So a lot of my co-workers are saving 500 600 or just have that much money to play with and then next month my loans actually My co-worker has hair and I don't but it really doesn't okay me. Okay. My co-worker does who gives a crap I compare myself today. I'd be really scared who um yeah, you know, who gives a crap about your co-workers nobody What do you make?
Yeah, I make about just under 40,000 a year What are you doing? So I'm a leasing consultant for a property management company right now Okay, I know real estate is like that's definitely one of the things I want to get into but my credit was crap And I had to fix that so why not find an entry-level marketing job making forty or forty five or entry-level marketing job making fifty or sixty Well, I made the most that I ever made was probably a little bit over forty five and that was when I was selling cars But I did not like that position really, but why aren't you pursuing marketing jobs? I have but a lot of them want experience with like digital marketing and stuff like that and that's why you go entry level When I started here Ramsey, I was entry-level you were an intern I was an intern yeah, and I got a temp job and that turned into a full-time job And you know I feel like you haven't applied yourself enough to actually find that entry-level marketing job And I don't know why that is over four years It feels like you've just chased whatever would provide money ASAP and it's been something you don't really enjoy doing Yeah, I mean that's the truth here and nothing you've described what follows the career path that you're that you studied for Yeah, you didn't study to be a car salesman and you didn't study to lease apartments Okay, so the marketing is marketing is a faster path to income and it's what you studied for Assuming you get into it and enjoy it and want to pursue that. It's a wonderful degree field I mean, you know, it should open up.
It's a broad enough category not open up a whole lot of things for you but I Think What you've discovered just listening to the language that you're using is that this this thing called a success is harder Then you thought it was going to be yeah. Yeah, I mean it's it's out here in the real world. You get bruised and beat and When you follow a curriculum for a very long time and you get to the real world and you're like, okay, what's next? Well, you were you were lied to when they told you that getting the degree was going to make it easy It doesn't make it easy.
It just puts a tool in your belt. You just have a big ol hammer But buddy, you got to get callus to swing in the hammer at the nail and that's the hard part I mean, it's it is you know, and so what what I'm going to encourage you to do is the old guy in the room is to Persevere and really lean into this and go okay I'm gonna lay out a five-year game plan where I'm making a hundred and fifty thousand dollars a year as a world-class marketer Five years from now, and that means I'm gonna have to enter into a field that's going to take me there I'm probably gonna have to learn some digital skills if you're gonna do marketing in today's world You have to be able to spell digital. I mean when I when I was doing this when I started this company the internet had not been invented But I'm a good digital marketer now, and I'm 63 years old. I'm a Tyrannosaurus Rex I've short arms, you know, I mean come on and so it's um, you know, you've got to You've got to be able to adapt and lean into what the trends are and today that means even you know what this old guy's learning I'm learning about things like called AI, you know, and you do too man You're no different Get my butt kicked out here in the marketplace if I don't learn the language and the the vernacular and the nuance of the new ways of looking at things I didn't know what a conversion rate was I didn't know you know that the Yeah, anyway, I'm not there's no reason to teach you I was enjoying this, but yeah, thank you George Yeah, but you know, it's true I think these meetings on the dumbest guy in the room well even when I did at least I'm at least as a CEO I'm at least gonna learn enough of it to lead this place because if we don't lead Ramsey into a digital world We're screwed.
Yeah, you know, we can't operate on analog So you you know, you're the same way Nate your career is digital man If you're gonna sell stuff guess where people buy it freakin internet, man And you got to deal with the monsters called Google and Facebook and all of you know And all of their greed and misbehavior and you got to deal with them And you got to handle it and you got to work your way You know learn about roas and you got to learn about only ways of doing things and pull in other people that and so yeah Get out there, man Don't just kick back rent apartments and whine about not getting out of debt and I feel like I'm stuck You know roll up your dad comes leaves and get after it here I'm gonna send you a copy of my book breaking free from broken eight I walked through exactly what you just laid out you fell for the trap you fell for the lies what now And that book's gonna help you do just that but the key here's margin you got to spend less and make more you've done a lot to spend less It's time to make more that's the next step. Yeah, you're gonna make any money and it's killing you And you're hanging out with people that aren't making any money and feel like they're winning. That's hilarious create your free every dollar budget today The simplest way to budget for your life