Jeremey Shiers on Mortgage Market Policy | Optimal Insights | Apr 28, 2026

Welcome to this week’s episode of Optimal Insights. In this episode, the team discusses the latest rate backdrop and upcoming economic catalysts, then turn to a housing policy deep dive with special guest Jeremey Shiers on executive orders, regulatory change timelines, and the Road to Housing Act, including the institutional investor ban debate. They share their expert opinions and insights into how these factors are shaping the industry and the broader economic landscape. Key Points:The speakers review the rate environment and preview key data and events, including the Fed meeting and upcoming inflation and labor releases.Jeremey Shiers explains what executive-order driven regulatory efforts can realistically change, why durability matters, and what timelines look like.The Road to Housing Act discussion highlights reconciliation challenges, modernization areas, and tradeoffs around restricting institutional investor participation.Chapters:00:00 – Intro and rate snapshot01:59 – Market update: Fed week, inflation, and key releases18:48 – Special guest Jeremey Shiers joins: housing policy overview20:06 – Executive orders: regulatory burden, priorities, and timelines36:21 – Road to Housing Act and institutional investor ban debate52:02 – Wrap-up and closingOptimal Insights Team:Jim Glennon, SVP, Hedging & Trading OperationsJames Cahill, MSF/MSR Account ManagerAlex Hebner, Hedge Account ManagerSpecial Guest:Jeremey Shiers, Executive Vice President, President of West Gate Bank MortgageProduction Team:Executive Producer: Sara HoltzProducer: Matt GilhoolyCommentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.Mentioned in this episode:Optimal Blue Study - MarketWise AdvisorsMortgage capital markets decisions have a direct impact on lender profitability, efficiency, and risk management. To better understand that impact, Optimal Blue commissioned an independent ROI study with MarketWise Advisors, analyzing data from hundreds of mortgage lenders, including banks, credit unions, and independent mortgage banks. The Optimal Blue ROI Study highlights consistent gains in operational efficiency, pricing accuracy, and financial performance for lenders using Optimal Blue technology. Key findings include an average $1,006 net financial benefit per loan, nearly 45% greater operational capacity, and strong return on investment reported by PPE clients, with results consistent across lender types. The full 2026 Optimal Blue ROI Study will be released in May and provides a data‑driven look at how mortgage capital markets technology can support better execution and decision‑making. 👉 Sign up to be notified when the full report is released: OptimalBlue.com/2026-study ROI Study