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Junior ISAs: would you trust your 18-year-old with this money? episode artwork

EPISODE · May 14, 2026 · 42 MIN

Junior ISAs: would you trust your 18-year-old with this money?

from Keep The Change · host Octopus Money

Most parents want to give their kids a financial head start.But Junior ISAs come with a catch. At 18, the money becomes theirs, no conditions.So would you still save the same way if you knew you couldn’t control how it’s used?In this episode, Tom is joined by Octopus Money adviser and parent Molly to break it all down. How Junior ISAs work, when they make sense, and the trade-offs most people miss.Got ideas for upcoming episodes? Send a textSend us Fan Mail

What this episode covers

Most parents want to give their kids a financial head start. But Junior ISAs come with a catch. At 18, the money becomes theirs, no conditions. So would you still save the same way if you knew you couldn’t control how it’s used? In this episode, Tom is joined by Octopus Money adviser and parent Molly to break it all down. How Junior ISAs work, when they make sense, and the trade-offs most people miss. Got ideas for upcoming episodes? Send a text Send us Fan Mail

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Junior ISAs: would you trust your 18-year-old with this money?

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Frequently Asked Questions

How long is this episode of Keep The Change?

This episode is 42 minutes long.

When was this Keep The Change episode published?

This episode was published on May 14, 2026.

What is this episode about?

Most parents want to give their kids a financial head start.But Junior ISAs come with a catch. At 18, the money becomes theirs, no conditions.So would you still save the same way if you knew you couldn’t control how it’s used?In this episode, Tom is...

Can I download this Keep The Change episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
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