“Landmark Dell Gift Supercharges Trump Accounts for America’s Kids”

“Landmark Dell Gift Supercharges Trump Accounts for America’s Kids”Topic: Trump Accounts & Dell philanthropic giftPresident Trump, alongside Michael and Susan Dell and top lawmakers, announced a $6.25 billion charitable commitment from the Dells.The gift supports Trump Accounts, a new child savings vehicle created by the Working Families Tax Cuts Act.It is framed as one of the largest direct investments in American families and a way to give every newborn a head start on wealth-building and the American Dream.Tax‑deferred savings accounts for children under 18.Designed to grow via investment earnings; after age 18, they generally function like a traditional IRA.Eligibility: Any child under 18 with a valid Social Security number; parents/guardians manage the account until 18.Baseline federal benefitAvailable to U.S. citizens born between Jan 1, 2025 and Dec 31, 2028.Treasury makes a one‑time $1,000 “seed” contribution to a Trump Account, if:This $1,000 does not count toward the annual contribution limit.Dell gift add‑onThe Dells’ $6.25 billion will fund an extra $250 for:Aim: give low‑ and middle‑income children a stronger launch.Annual contribution limit:Who can contribute:Projected growth:Anti‑fraud measures:Investment rules:When contributions start:How to open an account:Where accounts are held:Before age 18:After age 18:Core AnnouncementWhat Are Trump Accounts?Who Gets What?Contributions & GrowthSafeguards & InvestmentsTiming & AccessWithdrawals & Adult Rules