Let's Get Real About 100% Home Financing in 2025 with Dan Monson

Episode Summary:Welcome to The Real in Real Estate Podcast, where we deliver expert advice and real talk for real estate success. In this episode, we demystify the often-intimidating world of mortgages and home financing. If you're planning to buy a home, this conversation will provide the clarity and confidence you need to make smart financial decisions.Host Jean speaks with Dan Monson, a loan originator with over 20 years of experience. With a background in political science and economics, Dan is known for his thoughtful, client-first approach and his ability to explain complex financial topics in a simple, relatable way, aiming to set his clients' minds at ease throughout the entire process.In this episode, you will learn:✔️ Why Waiting for Rates to Drop is a Losing Game: Discover the crucial concept that "you can refinance the rate, but not the price." Dan explains why falling interest rates often lead to higher home prices and more competition, potentially costing you more in the long run.✔️ How to Unlock $7,000 in Credits & 100% Financing: Learn about special loan incentives available now, including a $7,000 credit toward closing costs in certain areas and a unique 100% financing option that allows a relative to provide collateral without tying up all their capital.✔️ The Hidden Truth About Your Mortgage Credit Score: Find out why the score you see on Credit Karma isn't what mortgage lenders use. Dan reveals why paying off old collection accounts—a seemingly smart move—can actually hurt your mortgage credit score and what you should do instead.✔️ The #1 Mistake to Avoid Before House Hunting: Learn why you must consult a loan expert long before you start looking at homes. Proactive financial planning can prevent you from losing your dream home to unforeseen issues down the line.How to Reach Dan Monson:Phone: 713-480-1061Website: mortgagedan.comListen to the full episode now:https://the-real-in-real-estate.captivate.fm/listenThanks for Listening:Big thanks for tuning into our podcast! If this episode brought a smile to your face, consider sharing it through the social media buttons on this page. Got thoughts or questions about today's topic? Drop a comment below or reach out via our website. Your engagement keeps the conversation alive!Follow Us On Socials:FacebookInstagramTikTokYouTube