Make Money Through FDs & Bonds! Ft. Stable Money Founder, Saurabh Jain | KwK #139

Invest in high interest FDs of upto 9.5% p.a. with Stable Money in just a few clicks: https://stablemoney.onelink.me/rkWL/1xio6ig0 ➡ Order my book 'Acing CA' here: https://www.amazon.in/dp/8195816886?r... ➡ Order my book 'Unlocking Unicorn Secrets' here: https://www.amazon.in/dp/0143461605?r... 🎧 Listen to Konversation with Kushal Episodes On Spotify: https://open.spotify.com/show/0gLN318FZ5Ew9vyfZkNYoe ➡ For crisp learnings from the podcast, check out our clips channel: @kushallodhaclips548 https://www.youtube.com/@UCt8KJr-UIGAD71_RKaAclJA -------------------------------------------------------------------------------- Follow Kushal Lodha on Social Media: 📝 LinkedIn: https://www.linkedin.com/in/kushallodha548/ 📷 Instagram: https://www.instagram.com/kushallodha548/?hl=en 📱 Twitter: https://x.com/kushallodha548 Follow Konversation with Kushal on Social Media: 📝 LinkedIn: https://www.linkedin.com/company/konversation-with-kushal/?viewAsMember=true 📷 Instagram: https://www.instagram.com/konversationwithkushal_/profilecard/?igsh=MXh3aGx2ZGZyd2o2dA== Follow Stable Money: Linkedin: https://www.linkedin.com/company/stable-money/ YT : https://youtube.com/@Stable_Money?si=E6x5pPLPTJuJ7Biu Twitter: https://x.com/stablemoney_?s=21 Instagram: https://www.instagram.com/stable_money_official?igsh=MXJhYzl3eHI5cDkzNw== FB : https://www.facebook.com/share/19qBRXW5zr/?mibextid=wwXIfr Follow Saurabh Jain: Linkedin: https://www.linkedin.com/in/saurabhjain1099?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Twitter: https://x.com/saurabhjain1099?s=21 ------------------------------------------------------------------------------------------------------------------------------------------------------- In this episode of KwK, we’re joined by Saurabh Jain, co-founder and CEO of Stable Money and former MD & CEO of Navi Mutual Fund. Saurabh shares his insights on the enduring appeal of Fixed Deposits (FDs) in India, discussing their relevance for both conservative and risk-seeking investors. He offers guidance on selecting the right banks for FD investments and explains how Stable Money simplifies the FD account opening process. Saurabh reflects on his professional journey, highlighting his tenure at Swiggy and Navi, and shares lessons learned from leaders like Sachin Bansal. He discusses overcoming the fear of failure, understanding the mindset of Indian customers, and the success of Stable Money in catering to the cautious Indian investor. Whether you're a seasoned investor or just starting out, this episode offers valuable insights into investment strategies and the evolving fintech landscape in India. Don't forget to like, subscribe, and hit the bell icon for more insightful and interesting content! 🎥📚 ----------------------------------------------------------------------------------------------------------------------------------------------------- Timestamps 00:00:00 Introduction 00:03:23 Why FD? 00:07:13 How many families these days invest in FDs? 00:08:41 Perks of investing in FD to a risk seeking investor 00:17:18 How to choose a bank to invest in? 00:26:16 Hassles in opening a FD account and how stable money solves the issue 00:35:05 Portfolio allocation of Saurabh Jain 00:36:30 Best and worst investments made by Saurabh Jain 00:39:22 Should you invest in Gold? 00:43:54 How do gold mutual funds operate? 00:46:11 How much should you allocate to bonds? 00:59:56 Risks in investing in bonds 01:02:20 Ideal allocation ratio for people earning 50k per month 01:10:11 Journey of Stable Money so far 01:15:54 Career trajectory of Saurabh Jain at Swiggy and Navi 01:18:06 Unique qualities of leaders like Sachin Bansal 01:22:46 Dealing with fear of failure 01:30:23 Mindset of Indian customers that brought success to Stable Money 01:33:53 Conclusion #kushallodha #stablemoney #fixeddeposit #stockmarket #investing