Maximize CD Rates Today: Top Offers & Tips

CD rates are dropping, but you can still secure solid returns. Marcus by Goldman Sachs offers 4.05% APY on a 9-month term. Short-term options range from 4-4.5% APY, beating average savings accounts. Historical lows were around 1% for one-year and under 2% for five-year CDs. Online banks provide higher payouts due to lower costs. Match the term to your cash needs, avoid early withdrawal penalties, and shop online banks or credit unions. Rates may continue to fall, so secure a competitive CD now to keep your savings strong. Support the show:Get a discount at https://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/6506cec62cf5e2b7