Maximize Your Savings with Top CD Rates episode artwork

EPISODE · May 4, 2026 · 1 MIN

Maximize Your Savings with Top CD Rates

from The Daily News Now! Business

Currently, the top Certificate of Deposit (CD) rate stands at 4.05% APY, offered by Marcus by Goldman Sachs for their 9-month term. This surpasses the national average and provides a secure investment option amidst potential rate drops. The Federal Reserves rate cuts in 2025, coupled with their recent stance, have kept deposit yields high, offering some of the best returns in nearly two decades. Online banks and credit unions lead the way with higher yields, outperforming traditional banks. For the best rates, consider six-month options up to 4.08%, one-year at 4%, eighteen-month around 3.95%, and two-year at 4.05%. Shop around, consider minimum deposits, and look for penalty-free flexibility to suit your needs. With rates this high, its an ideal time to secure a CD for guaranteed growth before the market changes. Support the show:Get a discount at https://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/e24f423724dbfa00

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Maximize Your Savings with Top CD Rates

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This episode was published on May 4, 2026.

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Currently, the top Certificate of Deposit (CD) rate stands at 4.05% APY, offered by Marcus by Goldman Sachs for their 9-month term. This surpasses the national average and provides a secure investment option amidst potential rate drops. The...

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